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Get the best deal for the car & bike accessories online with FreeKaaMaal. We have gathered the best and latest deals from various sites like Amazon, Flipkart, Snapdeal, Ebay, Shopclues, Droom and many more to name a few. Not only this, we also bring some exclusive coupons from time to time to make sure that our users get an ‘extra’ discount on the products they are about to buy.

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How to Apply for Credit Card?

To apply for a credit card you need to meet the minimum income requirement, apply for a card that is aligned with your income pattern. It is easy to apply, even a salaried person with good credit history is eligible. Plastic money is fast replacing paper currency, it is also a style statement carrying bundle of notes is no longer in fashion.

Apply for credit card online by filling the application form with complete correct information. The Bank may reject your application straight away in case there is false or missing information. Before Applying check the latest offers on credit cards to earn joining rewards and more benefits.

Benefits of Credit Cards

  • Credit cards are a great convenience and help for financial health, pay off the dues within the credit period to avoid interest.
  • Credit Cards can be of great help in urgent cash requirement and are a convenient alternative than carrying cash.
  • The buy now, pay later makes it easier for big purchases you can pay back by setting EMI.
  • Different welcome rewards such as gifts, discounts, and cash back points for activating in a stipulated time period.

What are the Different Types of Credit Cards?

A credit card can be most rewarding option in your wallet and an important purchasing tool. Credit card Benefits and features differ from Bank to Bank. Different types of credit cards are made available by banks, it is important to learn about the various types before applying for one. Most people get their first credit card without any research into the benefits, getting an upgrade or taking a new one is the obvious solution.

Credit cards are offered in collaboration with payment networks like Visa, Mastercard, American Express, etc. A standard credit card is the one most commonly used, it allows the users to use money upto a certain limit. Once the balance goes down the user has to top up the amount. There are also Balance transfer credit cards, corporate credit cards, rewards credit cards, fuel credit cards and more.

Travel Credit Cards offer unlimited benefits on domestic and international travel. Banks tie up with various airlines or travel companies to offer these benefits. The reward points earned on travel transactions can be used to book flight tickets or seat upgrades. There are also holiday offers, travel insurance, etc. for customers.

More usable in India, Lifestyle Credit Cards offer shopping privileges, dining, and other benefits such as bonuses and reward points on their purchases. There are a variety of lifestyle cards designed to different interests and income levels. Aimed at fulfilling your lifestyle needs examine your spending habits choose the one specially designed for particular lifestyle habits.

Premium Credit Cards come with best of privileges and exclusive offers. Titanium and Platinum are standard in the premium category offering privileges like welcome gifts, annual spend rewards, access to premium airport lounges, easy cash withdrawals, fuel surcharge waiver add-on cards, etc.

Some tips for Use of Credit Card

  • Credit cards prove beneficial with cash backs, reward points, and bonuses. However, there are some tips that help you handle these shiny cards with care. These tips help in using your credit card in safe, secure, and rewarding manner.
  • For security reasons credit cards don't come in an active mode you need to call the bank for activation using the registered phone number and complete the procedure.
  • Banks levy annual charges that vary from bank to bank and type of credit card. It is good to find out the joining fees, annual fees, late payment charges, processing fees, and other charges in advance.
  • Know the details of reward programs offered by your bank and spend accordingly to get most out of it.
  • Never share your details with anyone to stay safe and report missing card immediately avoid misuse.

Best Credit Card Offers 2017

FreeKaaMaal is one stop destination for all your credit card needs. Discover different credit card suited for you and find the best possible match. We support you at every step and ensure utmost confidentiality of your data. Check the latest credit card offers from top banks and apply online for an instant approval. We list best credit card deals on different types of cards suiting your income and lifestyle needs.

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