How to Upgrade your Paytm Wallet limit?

author FKM Content Writer

Paytm is probably the best and the most used payment wallet in India. Even if you don’t use it, you may have heard about it especially after demonetization happened. The only thing that rescued people during that time was Paytm. The service has endless benefits and now it also has great Paytm Debit Cards Offers for you.

Although, the monthly transaction limit on Paytm is only Rs.20,000. Although, it is very easy to upgrade your account to have a monthly transaction of upto Rs.100,000. All this can be done by following some simple steps. By doing so you will be able to make bigger transactions that to online.


  • In case if you wish to know about Paytm UPI Offers then we have also written an article over it.
  • Click here to know about Paytm Payments Bank App Launch and download.



Steps to Upgrade your Paytm Wallet

  • Open up your Paytm App.

  • Now click on the Add Money button on the home page.

  • You will see an Upgrade Usage limit button, click on it.

  • Now Enter your Aadhar number and Aadhar name listed on your Aadhar card and click on proceed.

  • In case if you are a first time user then you will be asked to enter your address, do it and then click on save the address.

  • Now you will be asked to book an appointment to schedule a time.

  • You might also be asked for some other personal information, fill it up.

  • Now a Paytm executive will reach your place for the verification and completion of KYC. Congratulations !!! Now you are an official VIP user of Paytm.

Paytm Wallet Upgrade Benefits

  • If you upgrade your Paytm Wallet then your monthly transaction limit will increase from Rs.20000 to Rs.100000.

  • You will be able to get exclusive cashback offers as well as Best Paytm Promo Codes.

  • You will be able to make a transaction of more than Rs.5000.

Things to Know Before Upgrading your Paytm Wallet

  • In order to upgrade your wallet, all you need to do is click on the upgrade button that is listed on your profile.

  • After sending the request for Paytm Upgrade a customer executive will visit your place. The visit is done to verify that you are the person that you claim to be.

  • There is no additional cost for upgrading your account.

  • Your account will be upgraded within 10 to 20 days since the date you made the request.

  • The only way the KYC can be done is by the visit of the customer representative.

  • The customer representative will give you a blank form to fill. You need to fill that form and self-attest it using any proof identity.

  • The proof of identity that you can use are PAN Card, Aadhar Card, Passport, Driving License, Voter ID, NREGA Job Card, Id card certified by Government or equivalent authority.

  • The proof of address that you can use is a utility bill, municipal tax receipt, bank/post Office saving account statement, PPOs, Letter of accommodation from any Government body. Also, other than the PAN Card, you can use any other identity proof mentioned above which has your address.

  • You will receive a Paytm message after your account has been upgraded.

Paytm is a great application that keeps you independent and saves you from keeping a lot of cash in your pocket. Also, with the upgraded wallet you can make bigger transactions. So we hope that by this article we may have solved this problem of yours. Also, thank you for reading this articles till the end.

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