Paytm Debit Card - How to Get, Cashback Offers, Benefits

author FKM Content Writer

Paytm Payments bank started operations on 23rd May 2017. It is a new model of banks conceptualized by RBI. Such banks issue services like ATM Cards, Debit cards, net-banking, and mobile banking. The good thing is minimal formalities and no minimum balance requirement. So are you excited to become an account holder of Paytm Payments Bank? You can get many exciting offers, a free digital debit card and more. In addition to that, you also get a Paytm UPI address for hassle-free money transfer. Paytm UPI Offers cashback on money transfer, you can earn upto Rs 5,000 every month. Here are more details about Paytm debit/ATM card.

Paytm Debit Card

Paytm debit card is similar to debit/atm cards issued by leading banks. When a user opens Paytm Savings Bank account, a free digital debit card is activated. However, the user can also apply for physical card anytime. The ATM Card issuance charges are Rs. 125. Paytm Debit card can be used at all online stores that accept Rupay cards. You can also avail the latest Paytm offers on major merchants like BookMyShow, Faballey, Lakme, Zoomcar, Grofers, UrbanClap etc. It can also be used to withdraw cash at any ATMs across the country.

Note: Paytm Debit card is only for Paytm Payments Bank Users. You need to open a savings bank with Paytm to be eligible for the debit card.

How to Order Paytm Debit Card

It is very simple to order Paytm Debit card. All savings account holders of the payments bank can get Rupay Debit/ATM card. You can order your card from Paytm app in few simple steps. However, you have to pay card issuance charges. Once your order is placed, your Paytm card will be delivered to your selected address within two weeks. Here’s how to order your Paytm Debit card:

  • Open Paytm app.

  • Log in to your account.

  • Click on bank icon at the bottom.

  • Enter your Paytm Passcode.

  • Scroll down to Debit & ATM Card.

  • Tap on the request card.

  • Select delivery address & Proceed to Pay Rs 125.

  • Complete your payment to doorstep delivery of Paytm Debit card


Paytm Debit Card Rates & Charges

Before ordering your Paytm debit card have a look at rates & charges. The debit card issuance charges are Rs 125. Additionally, the annual subscription charges for Paytm Physical debit card are Rs 100. In case of loss of card, a replacement fee of Rs 125 will be charged.

  • Paytm Debit Card Issuance Charges: Rs. 125

  • Lost Card Replacement Charges: Rs. 125

  • Annual Subscription Charges for Physical debit card: Rs. 100

  • Post the allowed monthly transactions: Cash withdrawal - Rs 20/txn & Mini statement, balance check, PIN Change - Rs 8/txn

  • Three Monthly Free transactions in Metro cities & 5 free transactions every month in Non-Metro Cities.

How to Use Paytm Debit Card

The debit card of Paytm is similar to cards issued by other leading banks in India. The Rupay card can be used for online transactions, cash withdrawal, and at POS machines. The procedure to use Paytm Card is similar to that of other bank cards. For cash withdrawal, you have to swipe the card at any ATM machine and enter the amount and your pin. Similarly, you can use the card for POS transactions. For online transaction, you have to select Rupay card as the mode of payment and enter your details like card number, CVV, and expiry date. 

ALSO READ- Paytm Postpaid Feature to avail up to Rs.10,000 per month.

Paytm Bank Debit Card Features

The debit card issued by Paytm comes with many features. Apart from wide acceptance across online stores, you also get free insurance, cash withdrawal facility, platinum card benefits, and more.  These features add to the reasons why you should order Paytm bank Debit card.

  • Accepted for all Online Payments - If you are an Online shopper then this card is for you. You can use this Debit card in most of the shopping websites and apps of India.
  • Free Insurance - You will get a free insurance cover Up to Rs. 2 Lacs. In case of death or permanent disability. (terms and conditions apply).
  • Platinum Card Benefits - You will get the benefits of the Platinum card, that means better discounts and cashback offers.
  • Cash Withdrawal From Any ATM - You can withdraw cash upto Rs.200,000 from any ATM.
  • Valid At Every Store -You can shop from any store having a POS machine by using this Debit card.
  • QR Code Facility - You will have the QR code on your card to receive and send money instantly.

How to Get Offers on Paytm Debit Card

You can avail the plethora of online offers with your Paytm Debit card. It is Rupay card issued by Paytm Payments Bank. So you can avail all the applicable offers on Rupay cards. Like the Rs. 150/- off on minimum purchase of Rs. 899. Rupay offer on FNP is valid till 31 December 2018. Similarly, you can avail discounts across categories like dining, entertainment, lifestyle, shopping, travel, grocery and more. Some of the popular stores include Ixigo, Pepperfry, Myntra, Thyrocare, VLCC & 1MG. Check the complete list of stores & offers from here.


How to Block/Unblock Your Paytm Debit Card

In case of loss of your card, you can block or unblock the card in the tap of a button. The option is available on Paytm App. You can even block the card for online transactions. This feature gives added security to your account. Here’s how to block/unblock Paytm Debit Card.

  • Open Paytm App

  • Tap On Bank Icon at the footer

  • Scroll to Debit & ATM Card Section

  • Turn your Debit card Active or inactive

  • Enter Paytm passcode to block/unblock your card

Note: Paytm Passcode is different from your Paytm Wallet password. It is a four digit code to provide added security to Paytm Payments Bank Users.

The best part of Paytm Debit card is no need to maintain any minimum balance in your account. The amount deposited in your account earns you interest which is credited at the end of a month. If you don’t want to pay card issuance charges, you can still continue to use a digital card which is available free of cost. Also read Paytm Refer Earn Offer to earn cashback of up to Rs 10,000.

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