How to Transfer Money from Paytm Postpaid to Paytm wallet?

Paytm Postpaid offers a credit limit of up to Rs. 60,000 to users. Paytm Postpaid can be used from different transactions from mobile recharge to movie tickets and online shopping. Transfer Money from Paytm Postpaid to your Paytm wallet.

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  • UPDATED ON: 2 Aug 2019

Do you use Paytm postpaid? It is a useful service. But there are certain limitations such as you can’t transfer the money to your wallet.

Did you know, it is possible to transfer money from Paytm Postpaid to Paytm Wallet? Yes, it can be done in a few simple steps. As you know, Paytm Postpaid can be used for mobile recharge, movie tickets, shopping etc.

In addition to that, you can use your credit to pay Paytm Business accounts also. To transfer money from Paytm Postpaid to Paytm wallet, you need a business account.

However, you can’t transfer the money to your own business account. You need to create a business account for a family member or friend. If you are new to this service, check how to get started with Paytm Postpaid and get an instant credit limit of up to Rs. 60,000.

Steps to transfer money from Paytm postpaid to Paytm Wallet

  • Open Paytm App

  • Select the amount

  • Transfer money to a Paytm Business account

  • From that account, you can transfer to your Paytm Wallet

What is Paytm Postpaid?

Paytm has launched Postpaid service for select users where they can spend no and payback later. Paytm Postpaid is similar to credit cards. The service allows users to recharge, book movie tickets and shop on Paytm.

The service can be accessed via Paytm app by any user. The user has to pay back the amount spent until the seventh of the month to avoid any penalty or late fee.

Paytm Postpaid Eligibility

The activation of Paytm Postpaid is fully online without the need for any visit to the branch. The credit limit is decided on the basis of a user's transaction history on Paytm.

The limit increases depending on the usage of the service. Your Paytm postpaid limit can be up to Rs. 60,000. In addition to that Paytm Postpaid Payment offers can also be availed by users.

How to Activate Paytm Postpaid

  • Login to the Paytm App

  • Spot the Paytm Postpaid Banner

  • Click on the banner

  • Tap on "Activate My Paytm Postpaid"

  • Done! Your Paytm Postpaid account is activated

Paytm Postpaid Charges

Outstanding Amount
Late Fees(per month)

Up to Rs. 100

Rs. 0

Rs. 101 to Rs. 250

Rs. 10

Rs. 251 to Rs. 500

Rs. 25

Rs. 501 to Rs. 1000

Rs. 50

Rs. 1001 to Rs. 2000

Rs. 100

Rs. 2001 to Rs. 5000

Rs. 250

Rs. 5001 and above

Rs. 500


So with the simple trick, you can transfer money from Paytm Postpaid to wallet. However, you should remember that if you don’t repay the amount till 7th day of the month late fees will be charged.

In case of non-payment of the due amount, your account will also be suspended followed by legal proceedings.

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