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100 days ago How to Increase Paytm Postpaid Limit in 2024?
Mayank Content Writer
From Booking Movie tickets to doing Mobile Recharge, Paytm Postpaid has proved that it can help you in many ways. To know How to increase Paytm Postpaid Limit, read this article till the end.
When I was researching Paytm Postpaid, I found that there are an ample number of benefits of it, such as booking hotel rooms, shopping on Paytm mall, utility bill payments and the list goes on.
Increasing the Paytm Postpaid limit would be advantageous as you will find more flexibility in doing seamless transactions. If you have a big list of large expenses, try using Paytm Postpaid to handle it with zero percent difficulty.
In this article, I will let you know the steps to increase Paytm Postpaid Limit, including how to activate Paytm Postpaid service. Just stick to this article.
You can also read this: How to use Paytm Fuel Wallet?
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What is the Paytm Postpaid Limit? How do I Get it?
In order to know about the paytm postpaid limit, you first need to know what is paytm postpaid.
Paytm postpaid basically means Paytm Now & Pay Later. This is definitely a new and incredible way to pay for your purchases, outstanding bills or EMIs of the services that you have availed through paytm.
As a user of paytm, you get a benefit of upto ₹60,000 instant spend credit. You can buy anything with this amount, or pay your bills or EMIs, by just getting your paytm postpaid services activated.
Get you Paytm Postpaid Activated by following the below mentioned steps:
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Open on the paytm application.
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Go on your profile.
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Click on paytm postpaid.
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Submit your aadhaar card and PAN card details there.
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Now, you will be assigned a credit limit, depending upon your purchase history and frequency of using the paytm application.
How to Increase Paytm Postpaid Limit?
Your search for How to increase Paytm Postpaid Limit comes to an end here. Below, I will share some top methods to increase your limit quickly. Have a look-
Method 1: Use Paytm Postpaid Frequently
One of the best ways to increase your limit is by shopping only through Paytm using your Postpaid facility. You can do things like booking air tickets, mobile recharges, etc through Postpaid. If your transaction history is excellent, the limit will definitely increase.
Method 2: Pay Dues On Time
Have lots of dues? Delay no further in paying it on time. The benefit is building creditworthiness and quickly increasing the Paytm Postpaid Limit.
Method 3: Consult Customer Support
Looking for “how to increase limit of paytm postpaid?” Connect with Paytm Customer Support! Before increasing the limit, they will ask you about PAN, Aadhar, and income proof. They will raise the limit based on your credit profile.
Method 4: Check Limit Regularly
Keep working on your repayment history, and your Paytm Postpaid Limit will boost up. Make sure to check your limit regularly.
I also Suggest to Read this: How to Delete Paytm History from App?
Features of Paytm Postpaid
1. Get up to ₹60,000 instant spend credit: Even if you are a first time user of paytm postpaid, you can avail the benefits of up to ₹60,000 instant spend credit. In order to do that you will need to get your aadhaar number and PAN card details registered with the paytm postpaid feature of the paytm app.
2. No activation Fee: To get your paytm postpaid account activated, paytm does not charge you anything extra. The whole process is free of cost.
3. Pay later in full or EMI: With the pay later feature, you get two different options to make your loan repayments, i.e., to pay later the full amount at once and to pay the amount in EMIs ( Equated Monthly Installments ).
4. 0% interest up to 30 days: The NBFCs associated with paytm postpaid, charge no interest for the period of 30 days. After that you may be subjected to 0% to 3% of interest, depending upon the risk factor involved.
5. Build your credit score: You can build your credit score with paytm postpaid only if you keep up with the timely repayments while making frequent purchases through paytm.
6. 100% digital process: The whole procedure of getting registered with paytm postpaid is 100% digital. Get your aadhaar and pan card number registered with the app and you are done.
All About Updated Paytm Postpaid Charges
Firstly, Paytm Postpaid will not charge any amount from users. But if you are not paying your dues on time, here are the following things you can meet with:
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Late Payment penalty is Rs. 50.
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Paytm Postpaid will charge 3% interest per month.
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Negative impact on your credit score.
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Paytm Postpaid will charge a convenience fee on certain bill payments.
Conclusion
Thanks to the Paytm app for introducing Paytm postpaid. Now, users find paying bills and doing mobile recharge an easier process. Most of you were searching for how to increase limit of paytm postpaid. I have shared some of the best methods of How to Increase Paytm Postpaid Limit. You can choose any method to raise your limit. The article also covers updated Paytm Postpaid Charges, so you will always keep in mind to pay dues on time. Still have questions? Just drop in our comment section.
Frequently Asked Questions
Q1. How can we increase Paytm postpaid limit?
A1. You can increase Paytm's postpaid limit by shopping from Paytm frequently. It is also possible by paying dues on time.
Q2. Who is eligible for Paytm postpaid?
A2. An Indian resident whose age is more than 20, has a PAN card, and completed KYC Verification.
Q3. What is the minimum limit of Paytm postpaid?
A3. A user can take loans in the amount ranging from ₹250 to ₹1000.
About Author
Mayank
Content WriterI am a prolific writer and an avid reader. I am passionate about writing. Love to research, read, and explore the web world.
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