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What is Jio Data Loan?

The Jio Data Loan allows users to borrow mobile data in emergencies when they run out of their allocated data. Typically, 1GB of data is available for borrowing, and it is valid for 1 day. The borrowed data is deducted from your next recharge or balance. It’s available to prepaid users with an active account and no pending dues. You can request the loan via USSD codes or the Jio app. 

How to Get Jio Data Loan?

To get a Jio Data Loan, you can use either the MyJio app or dial the code 1299:

Using the MyJio app:

1. Download and open the MyJio app.
2. Log in with your Jio number.
3. Select Emergency Data, Mobile Data, or Get Extra Data.
4. Click Activate Now.
5. Follow the on-screen instructions.

Using the USSD code:

1. Dial 1299 to get a 2 GB data loan.
2. Pay the 25 rupee fee for the loan.

The loaned data will be credited to your account immediately.

How to Repay Data Loan on Jio?

To repay a Jio Data Loan, the amount (including any applicable fees) is automatically deducted from your balance during your next recharge.

Here's how it works:

1. Automatic Deduction: Once you recharge your account, the borrowed data amount is deducted from your balance.
2. Sufficient Balance: Ensure you have enough balance or a valid recharge to cover the loan repayment.
3. Repayment: The data loan will be cleared after the recharge, and you can continue using your services without any outstanding loan.

If there's insufficient balance, the repayment will be delayed until you top-up your account.

Essential Facts About Jio Emergency Data Loan

To make the most of Jio's emergency data loan service, keep these key points in mind:

• You can avail of the Jio data loan up to 5 times.
• Each loan provides 1 GB of emergency data.
• The cost of a Jio data loan voucher starts at ₹15.
• This feature is available only for prepaid users.
• No extra charges are applied for using the emergency data loan.
• After using the service 5 times, you must clear your dues to be eligible for another loan.

How to Check Data Loan Eligibility in Jio?

To check your eligibility for a Jio data loan, follow these steps:

1. Open the MyJio App
   • Log in using your Jio number.
2. Go to the Emergency Data Loan Section
   • Navigate to the “Emergency Data Loan” option under the menu.
3. Check Eligibility
   • The app will display your eligibility for the data loan service.

How to Take a Jio Data Loan Without Using the App?

If you prefer not to use the app, you can get a Jio data loan by following these steps:

1. Call Customer Care
   • Dial 1800 891 9999 on your phone.
2. Request a Data Loan
   • Follow the instructions provided by customer care to apply for the data loan.
3. Enjoy Data Services
   • Once approved, you can continue using the internet for watching videos and accessing social media platforms.

How to Get Jio Data Loan via SMS?

Jio does not currently offer data loans through SMS. However, there are other ways to get extra data:

1. MyJio App
   • Use the MyJio app to:
     • Get free data vouchers by playing games and answering questions.
     • Redeem additional data vouchers.
2. Check Data Balance
   • You can check your Jio data balance by sending "MBAL" to 55333.

Note: The emergency data loan facility for prepaid users has been discontinued.

Conclusion

Make your day hassle-free by availing of emergency data on your Jio SIM. This guide has outlined the simplest way to get a Jio Data Loan Code. If you encounter issues with your daily data limit, don’t wait—quickly get a 1GB data loan from Jio. We’ve covered everything you need to know, including eligibility criteria, data loan numbers, repayment steps, and more. If you have additional questions about the Jio Data Loan Code, feel free to share them in the comment section!

Frequently Asked Questions

Q. How to take a 1 GB data loan on Jio?

A. You can get upto 2GB in Jio by following the steps mentioned below:

• Open My Jio App 
• Login with your Jio number
• Go to the Emergency Data Loan section 
• Select and claim the offer
• The 1 GB Jio Data will be credited to your Jio Mobile number. 

Q. Is Jio gives free data?

A. Yes, Jio runs various offers for its customers to avail Jio Free data.

Q. How to claim 2 GB data in Jio?

A. To claim upto 2 GB data in Jio, follow the steps mentioned below:

• Open My Jio App on your mobile
• Login with the Jio number
• Visit the Emergency Data Loan tab
• Click on the section to claim the offer
• The 2 GB Jio Data will be credited to your Jio Mobile number

Q. How to get 1GB of free data in Jio?

A. With the My Jio app's Oreo Pledge Game, you can win 1GB of free data. You can use 100 MB to 1 GB of data to play this game. Immediately after you play the game, the data will be credited.

Q. How to activate data loan in Jio?

A. Follow these steps to activate data loan in JIO-

• Log in to the MyJio app and go to the Menu section.
• Click on “Emergency data loan”.
• Click on “Get emergency data loan”.
• Select the banner of “1GB High Speed Data”.
• Tap on Continue>Press Submit or Pay Later button.

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