How to Get Jio Data Loan In 2024: Upto 1GB Of Emergency Data

author Ankita Content Writer

Have you exhausted all of the data and now struggling with no internet connection? If yes, then the Jio data loan is the only solution for you.

Many people are unaware of this Jio service. If you've used up your daily data limit, you can easily request a 1GB extra data loan from Jio. 

During my online studies, I received a "Daily Data Limit Exhausted" message many times. I only had the option to borrow my brother's hotspot. Thanks to my friend, who told me about the JIO Data Loan code, I was able to resume my video watching. 

So, if you are also dealing with the same issue and are here to learn everything about Jio Data Loan, read the article to the end. 

Additionally, you can also go through our article on How to Activate DND in Jio, if you want to know about the same in detail.

Jio data loan code

What is Jio Data Loan Code?

Reliance Jio has come up with an instant high-data loan facility for users. In case of an emergency, users can apply for a data loan and pay for it later.

It can be a good tool if you run out of your daily data limit during an online class or a video call. With the service, users get up to 5GB data loan. Each time the user gets a 1 GB data loan

Telecom operators such as Airtel, Vodafone and Idea have previously come up with data and talk time loan features. However, this is the first time Jio has introduced such a facility for its users.

How to Check Data Loan Eligibility in JIO?

The data loan service is for the prepaid customers of the company. All users with an active base plan in place are eligible for Jio data loan. The user is eligible for 5 data loan packs of 1GB each. You can get up to a 5GB Jio data loan with this feature. 

Notably, the data speed is reduced to 64Kbps after exhaustion of the daily data limit of your Jio Plan. 

In such a situation, if users need additional data, add-on packs are available. But just in case a user is not able to recharge with a data booster pack, a data loan facility is available as well. 

What is Data Loan Validity in JIO?

The validity of the activated data loan pack will be the same as the validity of your active plan. You can use the data until the vaiidty of your existing pack. So the validity of Jio Data pack can vary from 1 day to 365 days depending on the pack active on your number. 

Must Read this: How to Convert JIO Prepaid to Postpaid?

What is Jio Data Loan Miss Call Number?

Customers have two options to avail of this facility and get an emergency data recharge. One is the online way, where you can use the app and recharge. The other way is for the customer to dial the Jio Emergency Data Loan Code. 

The Jio Data Loan Miss Call Number is 1299; you can get a loan on your SIM card. You can get upto 10GB of data without any problems. 

If you want Jio Data Loan Code via SMS, the only way to do is giving a Missed Call on 1299. 

How to Get Free 1GB JIO Data Loan?

Have you wasted your internet data? No problem! I will share a few steps below that can help you get Jio Data Loan Code

  • Install and open the MyJio app on your mobile.

  • The second step is to log in using your JIO number.

  • Go to the Menu section and click on “Emergency data loan”.

  • Next step is to tap on “Get emergency data loan”.

  • It will show you a banner of “1GB High Speed Data”.

  • Click on Continue.

  • Now, Press the Submit or Pay Later button.

The process is completed now! You get a 1GB Jio Data Loan code for Free. 

How to Repay for Data Loan on Jio?

Ready to repay your loan amount? The good news is there is no time frame for repaying your loan amount to JIO. But JIO can send messages about your repay loan amount. If you want to repay your loan, go to the MyJio application and click on the Emergency Data Vouchers tab. You will find the “Pay” button there, so click on it. 

What happens if you don't Repay the Loan?

If you don't repay the loan, the company will not give you a loan in the future. Also, the company will have full authority to put you in trials if you do not repay the debt for an extended period. 

Things to Remember About Jio Emergency Data Loan

Here are a few things you should know about the data loan service to make the best use of this service without any hindrance. 

  • Jio data loan can be availed up to 5 times 

  • You get a 1 GB emergency data voucher each time

  • Jio data loan voucher cost starts from Rs. 15. 

  • The emergency data loan feature is only for prepaid users.

  • No additional charges are applicable for emergency data loan

  • After 5 attempts, you need to clear the previous dues to become eligible for an emergency data loan again 

How to Take Data Loan in Jio Without an App

There is another way to get a Data loan in JIO, and that is by calling the Customer care number. Call 1800 891 9999 to get a data loan to continue watching videos and using social media platforms. 

Key Characteristics of Jio Emergency Data Loan

Your data service may run out before the next recharge, regardless of whether you have a Jio postpaid or prepaid plan. As a result, everyone can benefit from the Jio Emergency Data Loan service. You can better grasp how Jio Emergency Data Loan packs operate by familiarising yourself with their prominent features. It also helps us, as customers, understand Reliance Jio's top priorities.

  • Recharge Now, Pay Later: Users can recharge their data plans and begin using them immediately, but payments must be made later. This is the foundation of the Jio Emergency Data Loan service.

  • Validity: Jio Emergency Data Loan packs are valid for as long as the services included in the base plan are available.

  • Value: All of the Jio Emergency Data Loan packs cost just ₹25, which is incredibly cheap for the services that are offered.

  • Payment: Through the MyJio App, users can quickly and easily choose and pay for Jio Emergency Data Loan services.

To learn How to Deactivate Jio SIM, read this Article

Conclusion

Save your day and get emergency data on your Jio SIM. I have mentioned the easiest way to get a Jio Data Loan Code. Now, if you face the problem of daily data limit, delay no further in getting a 1GB data loan in JIO. I have discussed data loan eligibility, Data Loan Numbers, steps to repay data loans easily, and much more. If you have more questions on Jio Data Loan Code, I suggest to drop your questions in our comment section. 

Frequently Asked Questions

Q. How to take a 1 GB data loan on Jio?

A. You can use the USSD code '5673#' or dial '52141' to obtain a 1GB data loan.

Q. How to get 1GB of free data in Jio?

A. With the My Jio app's Oreo Pledge Game, you can win 1GB of free data. You can use 100 MB to 1 GB of data to play this game. Immediately after you play the game, the data will be credited.

Q. What is the emergency data plan of Jio?

A. Thanks to Jio's Emergency Data Loan feature, prepaid customers can now borrow up to five emergency data packs of 1GB, each costing Rs. 11. Users can enjoy seamless internet connectivity and a maximum loan amount of Rs 55, or 5 packs. This service is available on all Jio prepaid smartphones.

Q. How to activate data loan in Jio?

A. Follow these steps to activate data loan in JIO-

  • Log in to the MyJio app and go to the Menu section.

  • Click on “Emergency data loan”.

  • Click on “Get emergency data loan”.

  • Select the banner of “1GB High Speed Data”.

  • Tap on Continue>Press Submit or Pay Later button.

About Author

author

Ankita

Content Writer

I am eager to assist individuals with understanding different aspects of life through my content. The content that I write has helped many people grow their skills and knowledge. I believe I have a strong relationship with the written words as I love elaborating on minor details with surplus data

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