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How to Add Money in Paytm Wallet from Bank Account?

The various digital payment platforms, including Paytm, have made the payment processes convenient and smooth. And the wallet feature is one step ahead. You can store money in your online wallet and pay whenever you want. Paytm allows you to add upto 1 lakh to your wallet and use them for payments, recharges and bills. You can easily add the money from your bank account to your wallet. There are two ways to do this: Net banking and UPI. 

Let’s first learn the steps for adding money with net banking:

• Open the Paytm app. 
• Tap on the ‘Add Money to Your Wallet’ button that appears on your home screen. 
• Now, enter the amount you want to add. 
• Select the payment source as ‘Net Banking’. 
• Choose your bank and click on ‘Pay’.
• You will be redirected to your bank’s net banking page. 
• Enter your credentials - username and password. 
• Authenticate the transaction. 
• The money will be instantly transferred to your Paytm wallet. 

Let’s now look at the steps for adding money with UPI:

• Open the Paytm app. 
• Click on ‘Add Money to Your Wallet’. 
• Enter the amount. 
• Select the payment source as ‘UPI’. 
• Choose the payment app for this UPI transaction. 
• You will be redirected to that UPI app. 
• Enter the PIN. 
• Authenticate the transaction. 
• The money will be instantly transferred to your Paytm wallet. 

Check out: How to delete Paytm history from app?

How to Add Money in Paytm Wallet from Credit Card?

Credit card is another hassle-free way to add money to your Paytm wallet. Plus, even if you are short of funds right now, you can conveniently add money to your wallet using a credit card. Let me tell you the step-by-step instructions for this:

• Open the Paytm application on your mobile. 
• Tap on ‘Add Money to Wallet’. 
• Enter the amount you want to add. 
• Select the payment method as ‘Credit card’. 
• Enter the details of the credit card, such as card number, expiration date, and CVV. 
• Tap on ‘Complete Payment’. 
• The money will be credited to your Paytm wallet. 

How to Add Money in Paytm Wallet from Debit Card? 

You can easily add money to your Paytm wallet from a debit card by following the steps given above. Whether you use a credit card or a debit card, the process will be the same. However, if you use a debit card, the money will be immediately deducted from your bank account. In the case of a credit card, the amount will be added to your credit card bill, which you’ll have to pay later. So, if you are short on funds right now, using a credit card will be a more feasible option. 

How to Add Money in Paytm Wallet for FASTag?

Connecting FASTag with your Paytm wallet will make your journey much more convenient. You won’t have to stop at the tolls to make the payments, saving you a lot of time. Here are the step-by-step instructions on how to add money in Paytm wallet for FASTag:

• Open the Paytm application on your mobile phone.
• Go to the ‘Bills & Payments’ section. 
• Click on ‘FASTag Recharge’. 
• Select your FASTag issuing bank. 
• Enter the vehicle number associated with that FASTag. 
• Tap on ‘Proceed’.
• Confirm the details and enter the amount you want to add. 
• Click on ‘Proceed’ to complete the payment. 

There are several benefits of linking your FASTag with your Paytm wallet. 

• You can enable the ‘Auto Top Up’ feature and then you won’t have to recharge your FASTag card again and again. 
• You will be regularly notified about your toll deductions, balance amount and more. 
• You can easily track your FASTag transactions in one place. 

How to Add Money in Paytm Wallet from Website? 

Yes, you can add money to your Paytm Wallet from the official Paytm website as well. All you need to do is follow the procedure given below and the money will be added to your Paytm wallet in no time. 

• Search for ‘Paytm.com’ on your browser. 
• Login to your Paytm account using your mobile number and OTP. 
• You can also scan the QR code to log in to your Paytm account. 
• Tap on the ‘Paytm Wallet’ icon/option at the top of the screen. 
• Enter the amount you wish to add. 
• Click on ‘Add Money’.
• Choose the payment method to add money (Net banking, UPI, credit card or debit card). 
• Fill in the details required. 
• Complete the transaction. 
• The money will be instantly added to your Paytm wallet. 

Check out: How to change KYC details in Paytm? 

Wrapping Up 

You have now learnt about the different ways on ‘How to Add Money in Paytm Wallet 2024’. I advise you to use UPI to top up your wallet, as it does not incur additional charges, unlike net banking. Non-KYC users can add upto Rs.10,000 to their Paytm wallet, and the limit for KYC users is 1 lakh. So, if you want to use the wallet for big payments, it’s better to complete your KYC for convenience. Last but not least, if you enjoyed reading this article, share it with your friends and family. 

Questions You May Have

Q. Why I am unable to add money to my Paytm wallet?

Ans. You might be having some internet issues or a low balance in your bank account. You can try adding money to your wallet using a credit card. 

Q. How can I add free money in Paytm wallet?

Ans. Use UPI to add money to your Paytm wallet without any extra charges. 

Q. How can someone send money to my Paytm wallet?

Ans. Share your Paytm number or QR code (visible on your profile) with them.

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