How to Save Money on Petrol in India?

author Sameer Content Writer

Fuel prices are a major cause of concern for the common man. If you are a car or bike owner, the increasing petrol and diesel prices are likely to hit your budget this month. While people are eagerly waiting for a price cut, it makes sense to look for different ways to save on fuel expenses. 

Here in this post, we look to find the answer to this question of every common man, how to save money on Petrol in India. You can also follow these simple tips to cut down on your monthly petrol and diesel expenses. 

Meanwhile, for the IndianOil cashback offer click here



petrol diesel offers

Save on Petrol and Diesel Cost



PhonePe Petrol and Diesel Offer


Mobikwik Petrol Offer


IndianOil HDFC Bank Credit Card


Fyool App


Fuel Credit Cards


IndianOil XtraRewards Loyalty Program

1. PhonePe Petrol and Diesel Offer

PhonePe Petrol and Diesel Offer

The first tip to save on fuel price is paying for your transaction using PhonePe. This offer is for fuel transactions at Indian Oil, Bharat Petroleum, Hindustan Petroleum. Get 0.75% cashback on fuel purchases. 

The maximum cashback available with the PhonePe offer is Rs. 45 per transaction. You can save a maximum of Rs. 150 per month. 

The offer is applicable on payment with UPI, Debit card, and PhonePe wallet. Opt for PhonePe option at the billing counter and scan the QR code at the merchant outlet. For more details on the PhonePe offer  click here

  • Get 0.75% cashback on your fuel purchase. 

  • The maximum cashback you can get per transaction is Rs. 45. 

  • The maximum cashback you can avail of on your fuel payment per month is Rs. 150.

  • The offer is valid for PhonePe users. 

2. Mobikwik Petrol Offer


Get 100% Up to Rs.100 cashback on your 1st transaction at Petrol Pumps this month. The minimum assured cashback is Rs.10. Mobikwik petrol offer is valid twice a month.

Use coupon code FUEL100. The cashback will be credited within 72 hours. 

You also get 0.75% cashback on IOCL and BPCL petrol pumps with Mobikwik. With this offer, you get up to Rs. 45 cashback per transaction. While the maximum cashback is capped at Rs. 150 per month. 

  • Get 100% Up to Rs.100 cashback

  • Valid twice this month

  • Apply coupon code FUEL100 to avail the offer

  • The cashback will be credited within 72 hours of the transaction

  • Also, get 0.75% cashback on IOCL and BPCL pumps

3. IndianOil HDFC Bank Credit Card

IndianOil HDFC Bank Credit Card

With IndianOil HDFC Bank Credit Card, you get up to 50 litres free fuel every year. The credit card gives you 5% back as fuel points for transactions at IndianOil. 

You can earn up to 250 fuel points per month for the first 6 months. After that, fuel points are capped at 150 fuel points per month. You can redeem your points for fuel. 

1 Fuel Point = 3 XtraRewards Points = Rs 0.96. If you have 250 fuel points you will get free fuel worth Rs. 240. 

The fuel points can also be redeemed for shopping via HDFC net banking and credit card cashback.

4. Fyool App

Fyool App has been developed to help save on petrol, diesel, CNG, and alcohol. The app provides users with cashback. 

You can get up to 50% cashback by uploading pictures of your petrol, diesel, CNG, or alcohol bill. The cashback is provided in form of fuel money that can be used on the purchase of groceries, household stuff, and more.

You can also share your cashback with other users of the app. 

5. Fuel Credit Cards

Choosing the right credit card can help you cut down your monthly fuel expenses. The leading banks make available different fuel credit cards to meet your lifestyle. 

With the best fuel credit card, you can get a fuel surcharge waiver, cashback, rewards points, discounts, and more. 

If you are a car or bike owner a fuel credit card is must have to save money at the fuel stations. Some of the best fuel credit cards include BPCL SBI Card Octane, IndianOil Citibank® Platinum Credit Card, HDFC Bharat Cashback Credit Card, BPCL SBI Card, IndianOil HDFC Credit Card, ICICI HPCL Coral Credit Card, and Standard Chartered Super Value Titanium Credit Card among others. Depending on your income and usage you can choose the best fuel credit card in India. Below we have mentioned the best fuel credit cards in India. 

  • Indian Oil Citi Platinum Credit Card

  • Indian Oil Citi Titanium Credit Card

  • Bank of Baroda Prime Credit Card

  • ICICI Bank HPCL Coral American Express Credit Card

  • ICICI Bank HPCL Platinum Credit Card

  • BPCL SBI Credit Card

6. IndianOil XtraRewards Loyalty Program

IndianOil XtraRewards Loyalty Program

XtraRewards is Loyalty Program introduced by IndianOil. The rewards program is free to join. It is available in Individual and Corporate memberships. You can register online or visit the nearest participating IndianOil retail outlet. 

Once you register, you get XtraRewards Points for all purchases IndianOil Petrol Stations and outlets. The points can be redeemed for Free Fuel at participating IndianOil Petrol Stations. You can choose from physical or virtual cards. For a physical card, you need to pay an enrollment fee of Rs. 60. While virtual cards can be obtained free of cost by filling the online application form. 

So these are some of the methods to save on your fuel expenses. You can use all these methods to cut down your monthly fuel expenses. In addition to these offers, you can also follow some simple tips to save fuel. 

Fuel Saving Tips to Save Money

1. Remove excess weight

The efficiency of your vehicle decreases when it is not loaded with excessive weight. The additional weight present in your car reduces mileage. 

So travel light, unnecessary means more fuel consumption to pull the vehicle. Remove all the unnecessary items such as deckchairs, toys, tools, and so on. 

2. Reduce Drag and Make Your Vehicle More Aerodynamic

When you roll down the windows of your car down it causes drag and depending on your speed car uses up extra fuel. 

keeping the windows closed at high speed and removing a roof-top cargo box can help you save up to 20% fuel. However, the fuel used to compensate for drag is less than the fuel used by power conditioning.

3. Drive sensibly

Driving sensibly (less braking and acceleration) can also help you save fuel. Avoid driving fast and heavy traffic for fuel-efficiency. Do you know? reducing your speed to 55KM/hr from 65 KM/hr can help you save up to 10% fuel. 

4. Avoid Full Tanks Unless Necessary

Fuel tanks can take up to 109 liters that can cause a significant amount of extra weight. Remember when you travel lighter the efficiency of your vehicle increases. So avoid keeping a fuel tank unless necessary.  

5. Avoid idling

Leaving your engine idle consumes a lot of fuel. It also causes the emission of carbon dioxide into the atmosphere. 

Turning off your engine and restarting when to move again helps you save fuel. 

As we all hope that fuel prices will come down soon, you can save money with the offers mentioned below. Meanwhile, the fuel efficiency tips are must use for every person. It is the responsibility of every person to save fuel in every manner possible. 

Frequently Asked Questions

How can I Save on petrol?

You can save on fuel prices with different offers and reward programs. You can also use fuel credit cards to cut down your fuel expenses. 

What is the best speed to save petrol?

Driving at 55-65 mph is considered the best speed for fuel-efficiency. With higher speeds, fuel consumption increases.

Does driving slower save fuel?

Driving slower saves fuel because at high speed the engine needs to work harder to overcome the drag from wind resistance. The drag increases exponentially as the speed goes up. 

About Author



Content Writer

I’m an engineer that accidentally fell in love with words. I write about things that I like and things that I don’t, mainly in the online shopping sphere.

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