How To Activate HDFC Credit Card?

author Anusha Content Writer

Have you got your HDFC credit card? Don't know how to activate it? Then do not worry, as here we will tell you How To Activate HDFC Credit Card in just simple steps. The activation method for credit cards varies from one to another. 

The method is not the same for all credit cards. Consequently, you must understand the activation steps defined for your particular credit card. While few credit card providers enable their cardholders to activate their credit cards via their net banking account, few favor the ATM activation method.

You do not need to fill the hdfc credit card activation form to activate your credit card—no more standing in lines. Just with a few clicks, your credit card can get activated.

You can now know the procedure and activate HDFC credit card from your home along with other procedures. If you want to learn more about the Amazon Credit Card offers 2021, then CLICK HERE.

How To Activate HDFC Credit Card?

Activate New HDFC Credit Card 

When you ask for an HDFC credit card, the bank will give you a Personal Identification Number (PIN) to your entered mail address in a safe tamper-proof envelope. Usually, HDFC PIN is a 4-digit unique number. For security goals, you might get the HDFC credit card first to your mail address and then a private letter from the bank which will carry your PIN. Once you get your Credit Card PIN, you can begin your card either into an ATM or your net banking account. 


Do you want some great cashback offers and discounts on food, online shopping, and much more? Then you can follow our Youtube Channel from a CLICK on a provided link. As we keep on uploading the offers for you to grab through which you can have some cashback on your shopping or discount on your food orders, and there will be much more we offer to all our users!

How To Activate HDFC Credit Card Online?

The following steps will assist you to only how to activate new hdfc credit card through HDFC Net Banking:

  • Please login to your HDFC credit card net banking account using your customer ID and password.

  • Navigate to the "Credit Cards" tab.

  • Choose the "Credit card ATM PIN" option to activate HDFC credit card online.

  • Select your HDFC credit card from the drop-down and click on the "Continue" tag.

  • You will be required to verify the transaction. 

  • Please click on the "Confirm" tab, and the unique credit-card PIN will be sent to your mailing address.

  • Once you get the new PIN, you could visit the nearby HDFC ATM to change it.

How To Activate Your HDFC Bank Credit Card By ATM?

The following steps will lead you to the hdfc credit card activation process through ATM:

  •  If you prefer to activate your HDFC credit card through ATM, you will have to call HDFC Phone banking and demand them to give you a One-time Password (OTP) to your designated mobile number.

  • Once you have got the OTP, please hit an HDFC Bank ATM and enter your credit card in the slot given.

  • On the language choice screen, pick the "Create new ATM using OTP" option.

  • Enter the OTP you got to your registered mobile number in the space given.

  • You will be asked to register your recorded phone number for verifying prospects.

  • After registering your mobile number, you will be required to access the unique 4-digit PIN.

  • Please insert the PIN you want and click on the "Submit" choice. Your HDFC credit card PIN will be enormously changed, and you can use your new PIN for further steps.

HDFC Credit Card Reward Points

When you look for a credit card or are thinking of applying for a credit card, you will look at the reward points it allows and what you can get those points for.

HDFC Bank gives a Credit Card Rewards Programme called MyRewards to its credit cardholders, making buying a rewarding adventure. Each credit card is likely to earn reward points based on the type of card. Reward points are given for payments on the HDFC Bank credit card. 

Once a client has gained at least 500 reward points, they can redeem it from many benefits ranging over goods, gift vouchers, discounts, and air measures. HDFC has partnered with big brands, airlines, retail shops, food outlets, hotels, and donations to give its clients a diverse selection of rewards redemption.


How To Use HDFC Credit Card Reward Points? 

If you want to know how to use hdfc credit card points then, you need to register your credit card for net banking. If you have previously designated, follow the steps given below to redeem-

  • Go to HDFC Web or app

  • Login to HDFC Internet Banking using your customer ID and Password

  • Go to the 'Credit Card' tag from the top bar.

  • Tick on 'Redeem Reward Points' on the left-hand panel.

  • Choose the credit card for which you want to purchase points and click on 'Continue,' after which you will get redirected to the Online Redemption Portal

  • On the recovery portal homepage, click on 'Redeem Reward Points' and Choose your 'Points Range' and 'Item Category' to find the rewards list

  • Pick the items against which you want to use your points and verify the same on your shopping cart.

  • Check the 'Terms and Conditions' box and click on 'Redeem' to perform the action.

How To Deactivate HDFC Credit Card?

HDFC credit cardholders can deactivate or cancel their credit cards using the steps noted below:

  • By calling Helpline Number: HDFC Bank, credit cardholders can deactivate their credit cards at any time by contacting the toll-free number 61606161/6160616. Your area code must be combined before the specified number to get joined with your city's customer care.

  • Cardholders can download the Credit Card Closure Form from HDFC Web or App and fill it up. After naming it up, they can send it to the manager. Also, you can address the manager of the corporate office at the very address. Cardholders are expected to discuss relevant details like their card number, name, address, and contact portions. Nevertheless, they should not disclose private information like the card's CVV number and PIN.

  • Once the method of cancellation is received, the cardholder should cut the concerned credit card slanting. The bank should also get informed that once they cancel or deactivate the primary credit card, the add-on credit cards obtained will get canceled automatically.

HDFC Credit Card Activation Toll-Free Number:

Get in touch with HDFC Bank for your Banking requirements on the simple to memorize numbers. Now you can enter your Accounts, activate new hdfc credit card, Loans, Demat Account, and Investment Services by calling on a Single Number. 

Please have your card number and associated PIN or Customer Identification Number (Cust ID) and Telephone Identification Number (TIN) able to enter your account.

Phone numbers and email addresses specified here are the only Customer Care numbers of HDFC Bank, which you should utilize. Just call the PhoneBanking number in your location.

For Ahmedabad / Chennai /  Bangalore /  Delhi & NCR / Hyderabad / Kolkata / Pune / Mumbai dial 61606161 

For Chandigarh / Indore  / Cochin / Jaipur / Lucknow call on 6160616

Please prefix the STD code of the respective location. Please refer to the below table for more details.


Toll-Free Number with Pins


079 61606161


080 61606161


0172 6160616


044 61606161


0484 6160616

Delhi and NCR

011 61606161


040 61606161


0731 6160616


0141 6160616


033 61606161


0522 6160616


022 61606161


020 61606161

Note: Call charges may be suitable as per your tariff plan with your assistance provider.

So, this was all about How To Activate HDFC Credit Card online. You just need to follow the simple steps and activate your Credit Card.

Frequently Asked Questions

Q1. How can I activate my HDFC credit card online?

A1. You need to login into your HDFC credit card net banking account using your customer ID and password. Then Navigate to the “Credit Cards” tab. Now choose the “Credit card ATM PIN” option. Select your HDFC credit card from the drop-down and click on the “Continue” tab.

Q2. How do you activate a new credit card?

A2. To activate your new credit card, you will need the credit card number and your date of birth. You can either start your card via online banking, phoning the card provider immediately, or managing an ATM machine.

About Author



Content Writer

I am a fresher, Content Writer, love to explore India, and learn new thing from every place, always try to learn new things from people to make me a better person each day.

Copyright 2010-2022. All Rights Reserved. All content, trademarks and logos are copyright of their respective owners.

Disclaimer: is community platform where our users find and submit deals from various website across the world, we do not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to Readers are requested to be cautious while shopping at newly launched and non-trusted e-commerce sites. Protection Status