8 Best Refer and Earn UPI Apps | UPI Earning Apps 2022

Sameer Content Writer

UPI is not only a fast and secure mode of online money transfer, but you can also earn with the top UPI apps. The apps like Google Pay, PhonePe, Paytm, etc. offer cashback on money transfers. There is no charge for UPI money transfers as well. These apps have revolutionized the way people do money transactions. 

On top of that, you also earn by sharing these apps with new users. Earn free money online with the refer and earn offers of the top UPI apps. Here are the 8 best Refer and Earn UPI Apps. Check out these apps and start earning money online. 

Also read: How to Earn Paytm Cash with Latest Apps?

best-refer-and-earn-upi-apps

 

List of Top Refer and Earn UPI Apps

App

Referral Code

Cashback Per Referral

Mobikwik

Download Now

Rs. 75

PhonePe Refer & Earn

 

Rs. 100

Google Pay Refer & Earn 

 

Rs. 81

Paytm UPI Referral

Download Now

Earn Up to Rs. 100

Amazon Pay UPI

4CWKWC

Rs. 35

Airtel Thanks App

 

Rs. 50

Cred Download Now Up to Rs. 1000 

Also read: https://freekaamaal.com/mobile-offers/whatsapp-payment-cashback-offer

1. Mobikwik

Create your Mobikwik UPI handle and get Rs. 75 on Sign up. The cashback will be credited after your first transaction using your UPI ID. You can also share your Mobikwik UPI referral link with friends to earn Rs. 75 per invite.

Find your unique referral link on the Mobikwik App. Share the link with friends and family to earn Rs. 75 on every successful invite. Also, earn special rewards on reaching different milestones. So here is your opportunity to earn with Mobikwik Refer and earn offer.  

How to Earn with Mobikwik App

  • Download the Mobikwik app 

  • Register using a mobile number & password. 

  • Create your unique UPI id.

  • You will receive 75 Rs cashback after your first transaction

  • Now click on the “invite & earn” option.

  • There you will get your referral link 

  • Share your referral link with friends who are new to Mobikwik

  • Ask them to create a Mobikwik UPI ID using your link

  • Once your friend does the first transaction through Mobikwik, both earn Rs. 75 cashback

Download Now

2. PhonePe

PhonePe is one of the first apps to support UPI payment. The app has many useful features and at the same time provides an opportunity to earn money. With PhonePe, you can earn cashback on money transfers, mobile recharge, and scan & pay, among other transactions.  

Refer a new user to PhonePe and earn scratch cards. You can earn Rs. 100 with PhonePe refer offer. The scratch card will be credited as a reward after the first transaction of your referred user. You can earn unlimited cashback by inviting more and more friends. Remind your first to complete his/her 1st money transfer transaction after linking a bank account on PhonePe to earn cashback.

How to Earn with PhonePe App

  • Download phonepe app 

  • Register using your mobile number & password. 

  • Create your unique UPI id.

  • You will receive 100 Rs cashback after linking your bank account to phonepe.

  • Now open left sidebar > click on “invite & earn” option.

  • There you will get your referral link like 

  • Send it to your friends who are new to PhonePe 

  • Ask them to download the app through your link only

  • When your friend does any transaction through phonepe for the first time, you get referral cashback in your PhonePe wallet.

 

Meanwhile, you can earn Paytm cash with the Rozdhan app. Enter Rozdhan invite code 09BZ0Q to earn Rs. 25. Download the app from here

3. Google Pay

Google pay is also popular for its attractive offers. You earn scratch cards for money transfers on the app. The scratch card gives cashback that is directly credited to the bank account of the user.

You also earn on payment at merchant sites such as MakeMyTrip, Oyo, and Ola Cabs, among others. Most importantly, with the Google Pay referral offer, you earn Rs. 81 per referral. Share your Google Pay Referral code to earn cashback directly into your linked bank account.

With the Google Pay UPI referral offer, you earn a reward after the first send money transaction of your invited friend. Once your friend completes the first UPI transaction, the referral cashback will be credited to your linked bank account. 

 

How to Earn with Google Pay? 

  • Download the Google Pay app

  • Register using your mobile number & password. 

  • Create your unique UPI id.

  • You will receive Rs. 81 cashback after linking a bank account to Google Pay.

  • Click on the “invite & earn” option.

  • There you will get your referral link like 

  • Send it to your friends who are new to Google Pay 

  • Ask them to download the app through your link only

  • When your friend does any transaction through Google Pay for the first time, you get Rs. 101 in the bank account

 

4. Paytm 

Paytm has also made the UPI feature available for users. You can open a Paytm Payments Bank account or link to another bank account to start using Paytm UPI on Paytm App. Refer and earn is also available on Paytm App.

Once you activate UPI on Paytm App, you can transfer money without charges. You also unlock Paytm UPI offers on recharge, bill payment, money transfer, and more. 

Also, share your Paytm UPI referral code to earn cashback. You earn up to Rs. 100 for every successful referral. The cashback will be credited after the first successful transaction of your friend.

Note: The referral amount for UPI apps keeps changing. Recently, the cashback for the Paytm UPI referral offer was flat at Rs. 25. Now, Paytm is offering up to Rs. 100 cashback on UPI referral.

 

How to Earn with Paytm UPI?

  • Download Paytm app

  • Register using your mobile number & password. 

  • Create your unique UPI id.

  • You will receive up to Rs. 100 cash back after the first transaction using Paytm UPI

  • Click on the “invite & earn” option.

  • There you will get your referral link like 

  • Send it to your friends who are new to Paytm UPI

  • Ask them to download the app through your link only

  • When your friend does any transaction through Paytm for the first time, you get Rs. 100 in your wallet

 

5. Amazon Pay UPI

The e-commerce giant recently introduced a UPI payments feature for android users. Amazon is offering rewards to users on UPI transactions. Now, Amazon UPI is also available for iOS users. Amazon is offering daily rewards on UPI as well.

You can transfer money to any UPI ID or Scan QR code and unlock rewards.

Amazon has also launched refer and earn offer. You can refer users to Amazon Pay UPI and earn Rs. 75 for every successful referral. The cashback will be credited once your invited friend does his first UPI transaction - money transfer, scan and pay, or FASTag recharge.

Amazon UPI referral code: http://amzn.in/cfHJRkh

 

How to Earn with Amazon Pay UPI?

  • Download Amazon Pay app

  • Register using your mobile number & password. 

  • Create your unique UPI id.

  • You will receive Rs. 31 cashback after the first transaction using Amazon Pay UPI

  • Click on the “invite & earn” option.

  • There you will get your referral link like 

  • Send it to your friends who are new to Amazon Pay UPI

  • Ask them to download the app through your link only

  • When your friend does any transaction through Paytm for the first time, you get Rs. 31 in your wallet

6. Airtel Thanks App

UPI feature is available on the Airtel Thanks app. The app helps users to manage their Airtel accounts and, at the same time, is a source for hassle-free payments. Airtel has also acquired a Payments Bank license.

So you can open an Airtel Payments bank savings account or link any other bank account to get started. Airtel offers Rs. 50 worth of discount coupons on every successful referral. You are eligible for a referral reward as soon as your friend signs up on the Airtel Thanks app. 

 

How to Earn with Airtel UPI?

  • Download Airtel Thanks App

  • Register using your mobile number & password. 

  • You will receive Rs.50 discount coupon

  • Click on the “invite & earn” option.

  • There you will get your referral link like 

  • Send it to your friends who are new to Paytm UPI

  • Ask them to download the app through your link only

  • When your friend completes registration, you both get Rs. 50 discount coupons each

8. Cred

Cred has also introduced the Scan and Pay feature. Now, you can transfer money to any QR code or UPI ID using the Cred app. This feature has been made available for all users. As part of the welcome offer, cred is also rewarding users for every UPI transaction. If you are new to Cred, then you also get up to Rs. 250 cashback on your 1st bill payment/utility payment. 

With the introduction of the UPI payment feature, Cred has further cemented its place as a payments app. Recently, the app introduced mobile recharge option for users. 

Download Now

So download the apps and start earning online. Share your referral link with friends and family to earn more. You get unlimited chances to earn with the best UPI earning apps. Each one of the apps mentioned is very popular, and you can get started in a few simple steps. 

Remember, to receive the referral reward; your friend has to complete his first transaction after linking his bank account to the app. 

Also Read: Cashify Referral Code

 

Frequently Asked Questions

Which is the best app for refer and earn?

Here we have mentioned the best apps for UPI refer and earn. Share your referral code with friends to earn rewards. The reward will be credited after 1st transaction of your invited friend.

How to earn money with UPI apps?

Earn money with refer and earn offer of UPI apps. You need to share your referral link or code with a friend. The referral reward will be credited once your friend links his bank account and completes his first UPI transaction.

What is the referral offer on Google Pay?

Google Pay provides direct cashback in your bank account for a successful referral. You need to share your referral code with a user who has never created an account on Google Pay. The referral reward will be credited once the user completes his/her first UPI transaction on Google Pay. 

About Author

Sameer

Content Writer

I’m an engineer that accidentally fell in love with words. I write about things that I like and things that I don’t, mainly in the online shopping sphere.