5 Best Refer and Earn UPI Apps: Earn Free Cash Online

Check the best refer and earn UPI apps to earn maximum money online.

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UPI is not only a fast and secure mode of online money transfer but you can also earn with the top UPI apps. The apps like Google Pay, PhonePe, Paytm, etc. offer cashback on money transfer. There is no charge for UPI money transfer as well. These apps have revolutionized the way people do money transactions. 

On top of that, you also earn by sharing these apps with new users. Earn free money online with the refer and earn offers of the top UPI apps. Here are the 5 best Refer and Earn UPI Apps. 

Also read: How to Earn Paytm Cash with Latest Apps?

List of Top Refer and Earn UPI Apps

App
Cashback Per Referral

PhonePe Refer & Earn

Rs. 100

Google Pay Refer & Earn 

Rs. 51

Paytm UPI Referral

Rs. 25

Amazon Pay UPI

Rs. 31

Airtel Thanks App

Rs. 25

1. PhonePe

PhonePe is one of the first apps to support UPI payment. The app has many useful features and at the same time providing an opportunity to earn money.

Refer a new user to PhonePe and earn scratch cards.

You can earn Rs. 200 with PhonePe Scratch card offer. The scratch card will be credited as rewards after first transaction of your referred user.

 

How to Earn with PhonePe App

  • Download phonepe app 

  • Register using mobile number & password. 

  • Create your unique UPI id.

  • You will receive 200 Rs cashback after linking bank account to phonepe.

  • Now open left sidebar > click on “invite & earn” option.

  • There you will get your referral link like 

  • Send it to your friends who are new to PhonePe 

  • Ask them to download the app through your link only

  • When your friend does any transaction through phonepe for the first time, you get referral cashback in PhonePe wallet.

 

Note: Jio BHIM UPI is expected to roll out soon. The feature is already available on the MyJio app for select users. 

2. Google Pay

Google pay is also popular for its attractive offers. You earn a scratch card for money transfer on the app. The scratch card gives cashback that is directly credited to the bank account of the user.

You also earn on payment at merchant sites such as Google Pay OYO offers. Most importantly, with Google Pay referral offer you earn Rs. 51 per referral. 

 

 

How to Earn with Google Pay? 

  • Download Google Pay app

  • Register using mobile number & password. 

  • Create your unique UPI id.

  • You will receive Rs. 51 cashback after linking bank account to Google Pay.

  • Click on the “invite & earn” option.

  • There you will get your referral link like 

  • Send it to your friends who are new to Google Pay 

  • Ask them to download the app through your link only

  • When your friend does any transaction through Google Pay for the first time, you get Rs. 51 in the bank account

 

 

3. Paytm 

Paytm has also made UPI feature available for users. You can open a Paytm Payments Bank account or link another bank account to start using Paytm UPI on Paytm App. Refer and earn is also available on Paytm App.

You earn Rs. 25 for every successful referral. The cashback will be credited after the first successful transaction of your friend.

Note: The referral amount for UPI apps keeps changing. Recently, the cashback for Paytm UPI referral offer was Rs. 100. But, now it has been reduced to Rs. 25. 

 

How to Earn with Paytm UPI?

  • Download Paytm app

  • Register using mobile number & password. 

  • Create your unique UPI id.

  • You will receive Rs. 25 cashback after the first transaction using Paytm UPI

  • Click on “invite & earn” option.

  • There you will get your referral link like 

  • Send it to your friends who are new to Paytm UPI

  • Ask them to download app through your link only

  • When your friend does any transaction through Paytm for the first time, you get Rs. 100 in wallet

 

 

4. Amazon Pay UPI

The e-commerce giant recently introduced UPI payments feature for android users. Amazon is offering rewards to users on UPI transactions.

You can transfer money to any UPI ID or Scan QR code and unlock rewards.

Amazon has also launched refer and earn offer. You can refer users to Amazon Pay UPI and earn Rs. 31 for every successful referral. 

 

 

How to Earn with Amazon Pay UPI?

  • Download Amazon Pay app

  • Register using mobile number & password. 

  • Create your unique UPI id.

  • You will receive Rs. 31 cashback after first transaction using Amazon Pay UPI

  • Click on “invite & earn” option.

  • There you will get your referral link like 

  • Send it to your friends who are new to Amazon Pay UPI

  • Ask them to download app through your link only

  • When your friend does any transaction through Paytm for the first time, you get Rs. 31 in wallet

 

 

5. Airtel Thanks App

UPI feature is available on the Airtel Thanks app. The app helps users to manage their Airtel accounts and at the same time is a source for hassle-free payments. Airtel has also acquired a Payments Bank license.

So you can open Airtel Payments bank savings account or link any other bank account to get started. Airtel offers Rs. 25 cashback for every UPI referral. 

 

 

How to Earn with Airtel UPI?

  • Download Airtel Thanks App

  • Register using mobile number & password. 

  • Create your unique UPI id.

  • You will receive Rs. 25 cashback after first transaction using Airtel UPI

  • Click on “invite & earn” option.

  • There you will get your referral link like 

  • Send it to your friends who are new to Paytm UPI

  • Ask them to download app through your link only

  • When your friend does any transaction through Airtel Thanks for the first time, you get Rs. 25 in wallet

 

 

So download the apps and start earning online. Share your referral link with friends and family to earn more. You get unlimited chances to earn with the best UPI apps. Each one of the apps mentioned is very popular and you can get started in few simple steps.