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PhonePe UPI PIN

PhonePe is one of the most popular payment apps in India. Users can easily transfer money, make utility payments, and do various online transactions. The app also rewards users with cashback and offers. 

To make any payment through PhonePe, the user has to enter a 4-6 digit secret code that is called UPI PIN. You need to set UPI PIN to complete any transaction. 

How to Reset UPI PIN in PhonePe? Simple Method

Do you need a quick and secure method to reset UPI PIN in PhonePe? If the answer is yes, I suggest to only follow the method given below-

• The first step is to open the PhonePe application on your mobile.

• Go to your Profile section and select the Bank account you want to change the UPI Pin.

• It will now open the UPI PIN tab. You will find two options: Reset and Change.

• Click on the Reset option. 

• Next is to enter the last six digits of your debit card. Make sure it is linked with the bank account. 

• After this, enter its expiration month.

• Submit the OTP you received on your registered mobile number. 

• It will ask you to enter a new four-digit UPI Pin twice.

• Reset your UPI PIN on PhonePe successfully! 

How To Reset Upi Pin In Phonepe Without Debit Card?

Using your debit card it is very easy to reset your UPI pin in Phonepe. Because to set or reset UPI Pin you need to enter the last 6 digits of your Debit/ATM card and also the expiry date. But if due to any reason you don't have your debit card and you want to change your UPI PIN. A lot of people don't keep a debit card because of the additional charges levied by banks.  

1) Contact the Bank Branch 

You can contact your bank branch to reset your UPI PIN without a debit card. However, my request was denied. And the executive said that at present it is not possible to get UPI PIN without a debit card.

I tried this last year, the rule may have changed. You can also contact your bank branch to check whether or ot it is possible to get UPI Pin without a debit card.

Read this Article: How to Increase PhonePe Limit?

2) Use Help Section in the Phonepe App

If you are facing any issue related to UPI PIN reset on the PhonePe app. Then you can reach out to their customer support service. 

You can get easy solutions to all concerns related to the PhonePe app.

3) Apply for a Debit Card to reset your UPI PIN

If you are currently not using a debit card or you have lost your card then it is better to apply for the card to reset your UPI PIN.
The UPI payments system is linked with your debit card and there is no other way to verify at the time. 

And every time you need to reset or change your UPI PIN, you will need to enter the debit card details. 

At the time of using a new device or SIM verification is needed. So you do it without a debit card but to change or set PIN debit card is a must-have. 

4) Open a Savings Bank account online

If you want to use UPI services without paying the annual debit card charges then it is better to open a payments bank savings account. You can open a Paytm Payments Bank saving account.

With video KYC, you can open your bank account in a few minutes. Your virtual debit card will be available instantly on the Paytm app which can be used to set your UPI PIN. You can also link this account to other apps such as PhonePe and Google pay among others. 

Wrap It Up

Say goodbye to outdated methods for resetting PIN on PhonePe! In this article, you learnt How to Reset UPI PIN in PhonePe with the super-easy method. The best part is the method given above is secure and hassle-free. I have even heard from many that they have difficulty changing their UPI PIN. This article also solved their problem. Do you still have doubts on how to change UPI PIN in Phonepe or how to reset? Feel free to ask questions. Drop all your queries in our comment section.

FAQs (Frequently Asked Questions)

Q1. How do I find my 6-digit UPI PIN?

A1. Go to the My Accounts section and click on the UPI Settings. Now tap on the UPI-linked bank accounts > Reset.

Q2. How to unblock the UPI pin?

A2. To unblock UPI PIN on the Phonepe app, users can contact the bank's customer service. You can even take support by going to the Help section. 

Q3. How do I reset my UPI PIN if I lost my debit card?

A3. You must go to the UPI app's payment methods area, choose UPI, choose Aadhar-based authentication, confirm using OTPs from your bank and UIDAI, reset your UPI PIN, and confirm it if you don't have a debit card.

Q4. Can I reset my UPI ID?

A4. Sometimes, it might be challenging to connect to your bank's system or make payments via UPI. You may always change or reset your UPI ID in these situations. Google Pay customers may add up to four UPI IDs per account, and they can establish numerous UPI IDs connected to their bank accounts.

Q5. What is the limit after resetting the UPI PIN?

A5. Yes, after changing your UPI PIN, there is a transaction restriction and a cool-off time. After your initial transaction, a 24-hour cool-off period will begin when you reset your UPI PIN. You can only conduct transactions up to INR 5,000 during this cool-off period.

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