How to Reset UPI PIN in PhonePe?

Sameer Content Writer

The UPI-based payments apps have changed the way we transact. UPI is also a safe and secure mode of payment.  However, we also need to take certain steps to ensure secure payments. One such step is keeping a secure UPI PIN and changing it periodically. 

The apps such as Google Pay, PhonePe, and Paytm make UPI payments hassle-free. If we speak about the best UPI apps then we need to mention PhonePe, it is among the most used payments apps in India. 

Here in this post, we take a look at the different ways to reset UPI PIN on PhonePe. If you have forgotten your UPI PIN or you are looking to change it then keep reading to know the whole process in simple steps. 

Meanwhile, for the PhonePe Cashback Offers click here

 

 

how-to-reset-upi-pin-in-phonepe

 

PhonePe UPI PIN

PhonePe is one of the most popular payment apps in India. Users can easily transfer money, make utility payments, and do various online transactions. The app also rewards users with cashback and offers. 

To make any payment through PhonePe, the user has to enter a 4-6 digit secret code that is called UPI PIN. You need to set UPI PIN to complete any transaction. 

How to Reset Phonepe UPI pin?

Step 1: Open your Phonepe app

Step 2: Tap on my money.

Step 3: Bank accounts linked with will be shown in this section.

Step 4: Select the bank account for which you want to reset a UPI PIN. 

Step 5: Tap on RESET BHIM UPI PIN.

Step 6: Now, Enter the Last six digits and Expiry date of your Debit card.

Step 7: OTP will be sent to your registered mobile number. 

Step 8: Enter the OTP

Step 8: Enter the new UPI PIN

Step 9: Confirm the new UPI PIN and click on OK.

 

Things You need to Reset UPI PIN

To reset UPI PIN on PhonePe or any other app, you need the last 6 digits and expiry date of your debit card. In addition to that, you also need the phone number linked to your bank account for OTP verification. 

Once you enter the debit card details, an OTP will be sent to your registered mobile number. After that, you have to enter the new UPI PIN. You also need to re-confirm the PIN by entering it again. 

  • Last 6 digits of the ATM card 

  • Expiry date

  • OTP

 

How To Reset Upi Pin In Phonepe Without Debit Card?

Using your debit card it is very easy to reset your UPI pin in Phonepe. Because to set or reset UPI Pin you need to enter the last 6 digits of your Debit/ATM card and also the expiry date.

But if due to any reason you don't have your debit card and you want to change your UPI PIN. A lot of people don't keep a debit card because of the additional charges levied by banks.  

Then let us look at the possible things you can do in such a situation. 

1) Contact the Bank Branch 

You can contact your bank branch to reset your UPI PIN without a debit card. However, my request was denied. And the executive said that at present it is not possible to get UPI PIN without a debit card.

I tried this last year, the rule may have changed. You can also contact your bank branch to check whether or ot it is possible to get UPI Pin without a debit card.

2) Use Help Section in the Phonepe App

If you are facing any issue related to UPI PIN reset on the PhonePe app. Then you can reach out to their customer support service. 

You can get easy solutions to all concerns related to the PhonePe app.

3) Apply for a Debit Card to reset your UPI PIN

If you are currently not using a debit card or you have lost your card then it is better to apply for the card to reset your UPI PIN.
The UPI payments system is linked with your debit card and there is no other way to verify at the time. 

And every time you need to reset or change your UPI PIN, you will need to enter the debit card details. 

At the time of using a new device or SIM verification is needed. So you do it without a debit card but to change or set PIN debit card is a must-have. 

4) Open a Savings Bank account online

If you want to use UPI services without paying the annual debit card charges then it is better to open a payments bank savings account. You can open a Paytm Payments Bank saving account.

With video KYC, you can open your bank account in a few minutes. Your virtual debit card will be available instantly on the Paytm app which can be used to set your UPI PIN. You can also link this account to other apps such as PhonePe and Google pay among others. 

 

How to Set UPI PIN on PhonePe

  • Open the PhonePe app. 

  • Visit My Money option at the bottom of the home screen.

  • Tap on the UPI Bank Accounts option

  • Bank Accounts saved will be displayed. 

  • If you are setting the UPI PIN for the first time, you will see ‘Set the UPI PIN’ option.

  • Select the option

  • Now enter your Debit Card details (last 6 digits and expiry date) 

  • Click on Continue.

  • Enter the OTP to verify.

  • Set your 4 or 6 digit code

  • Reenter the code to confirm

  • You have set the UPI PIN.

 

Important Points To Remember for UPI PIN Change

  • The changed PIN will works in other UPI apps as well. 

  • The UPI PIN is linked to your bank account.

  • For every bank account, there would be a different UPI PIN. 

  • UPI PIN  would not work for other bank accounts.

  • UPI PIN set for a bank account works in all UPI apps. 

 

So we are at the end of this topic. Hopefully, you have got answers to all your queries. We know that lot of people want to reset the UPI PIN without a Debit card but it is not possible.

You need the last 6 digits and expiry date of your debit card for this purpose.  If you are worried about the Debit card charges then you can apply for Airtel or Paytm Payments bank savings account. You will get a virtual debit card instantly which can be used to reset your UPI PIN. 


 

Frequently Asked Questions

How to reset UPI PIN on Phonepe?

To reset your UPI PIN, you need the last 6 digits and the expiry date of your ATM/debit card. Also, the number linked to your bank account is needed. 

How can I recover my UPI pin in PhonePe?

You can set your UPI pin in a few simple steps. Go to the Money Tab on the app and select the bank account for which you want to recover the UPI PIN. Now, select the Reset UPI PIN option and follow the instructions. 

How to change my Phonepe password?

Open the PhonePe app and select forget password option. Enter your registered mobile number, complete the OTP verification to change the password. 

What is UPI PIN in Phonepe?

It is a 4-6 digit code needed to complete a transaction. When you register for UPI, you need to set a PIN. This PIN works for all UPI apps linked to your bank account. For different bank accounts, you need to set different UPI PIN. 

About Author

Sameer

Content Writer

I’m an engineer that accidentally fell in love with words. I write about things that I like and things that I don’t, mainly in the online shopping sphere.

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