Paytm First Credit Card - How to Apply, Cashback offers, and Fee

Paytm First Credit card launched in partnership with Citi Bank. The credit card is powered by VISA and comes with many exciting offers such as unlimited universal cashback.

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Paytm credit card launched to offer "universal unlimited cashback" to users. “Paytm First card” has been launched in tie-up with Citi Bank. Customers can apply for the Paytm Credit card from the Paytm app.

Recently, the company had launched its loyalty membership program “Paytm First” to provide premium benefits. Now, the membership is made free for Paytm Credit card users.

Paytm First Credit Card is powered by the VISA payments network. The launch was also announced on Twitter.

The credit card will be accepted internationally. The most interesting part is the universal unlimited cashback feature of the card.

Paytm First Card Launch

Speaking on the launch, Vijay Shekhar Sharma, said,

“We are delighted to partner with Citi to launch the Paytm First Card. Our new offering is designed to bring utmost flexibility to our customers in their digital payment options and will help spur large-ticket cashless payments. We are confident of getting a very good response from our customers.”

Stephen Bird, CEO, Global Consumer Banking, Citi, said,

“Paytm First Card gives us the opportunity to extend our expertise in credit card services to a new all-digital consumer base. What began as an institutional relationship for Citi has grown into a stronger and deeper partnership across the Citi franchise. Today’s announcement affirms how Citi is establishing itself globally as the partner of choice to accelerate growth for our partners, customers, and business.”


How to apply for Paytm First Card

Paytm Credit Card offers unlimited one per cent cashback without restrictions. The card launched by the digital payments company is contactless-enabled. The company will assess the creditworthiness of consumers applying for the card.

At the time, Paytm First Credit Card is only for select users. If you want to apply for the credit card update to the latest version of the Paytm app. As soon as you re eligible for the card you will receive a notification. 

Paytm Credit Card Fee

Paytm Fist card has been launched with an annual fee of Rs. 500. However, the credit card fee can be waived off on annual spends of Rs. 50,000 and above.

Back in 2017, Paytm launched its debit card. Paytm Debit card is available for all the Payments Bank customers of the company.

With its first credit card, Paytm also offers exclusive benefits on dining, shopping, and travel.

Paytm First card customers will be awarded Promo codes worth Rs. 10,000 on a minimum spend of Rs. 10,000 within the first four months of issuance.  

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Paytm Credit Card Benefits

  • Unlimited 1% cashback with no restrictions.

  • Accepted Internationally.

  • Fee waiver on annual spending of Rs. 50,000 and above

  • Attractive Equated Monthly Installment (EMI) option

  • Exclusive offers on dining, shopping, travel


Paytm First Credit Card offer - Get Rs. 1000 Cashback 

You can earn Rs. 1000 cashback with Paytm First Credit card. Apply for Paytm First card on the Paytm app or website and spend Rs. 5,000 within 30 days of card issuance to avail the offer. The Rs. 1000 cashback will be credited in your card account within 90 days. Paytm first card cashback offer is applicable once per user. The user can spend Rs. 5000 in one or multiple transactions within 30 days of card issuance. All POS and online transactions will be considered for this offer. 

Paytm First card is an excellent choice. It comes with an annual fee waiver on a minimum spend of Rs. 5,000. There are some exciting rewards as well. You can check eligibility for this credit card on Paytm app and website. In case you are eligible, it is easy to apply for this card. 

Click Here to Check Cashback offers


How can I get Paytm credit card?
You can apply for the credit card on Paytm App. It is available for select users. Paytm is offering Credit Card in collaboration with Citi Bank.

Who can apply for Paytm credit card?
Select users can apply for Paytm Credit Card from the mobile app. You will see option to apply from the menu button on the app. 

How can I buy Paytm First membership?
You get Paytm First membership with Paytm Credit card. The loyalty program is available for Rs. 750 a year.