Patanjali Credit Card Eligibility, Benefits, Offers & More

author Sameer Content Writer

Patanjali has a range of products in the market. Now, the company has launched Patanjali Credit cards. The co-branded credit cards have been launched in collaboration with Punjab National Bank. You get benefits such as cashback, loyalty points, and insurance coverage. 

If you were eagerly waiting for the launch of a swadeshi credit card from Patanjali then keep reading to know about Patanjali Credit Card benefits, features, and eligibility.

You will also get to know how to apply for Patanjali Credit Card. The online application process is also available for this credit card. 

This card aims to make it easy for customers to shop for Patanjali products, the company already has a Swadeshi Samriddhi Card available for users.

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Patanjali Credit Card

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Patanjali Credit Card

Patanjali has launched co-branded credit cards in collaboration with Punjab National Bank and National Payments Corporation of India. The credit card is available in two variants - PNB RuPay Platinum and PNB RuPay Select.

The card promises to provide a unique shopping experience to millions of PNB and Patanjali customers.

A key benefit of the card includes 2% cashback at Patanjali stores. The cardholders will receive 300 reward points on activation as a welcome bonus. 

Patanjali Credit Card Benefits

Credit cardholders get a variety of benefits, such as free domestic and international airport lounge access. There is also cash advance, EMI, and auto-debit facilities.

At the same time, users get interest-free purchases of Patanjali products for 20 to 50 days. The credit card can be easily managed via PNB mobile genie app. PNB Patanjali credit card users will also be eligible for up to Rs. 10 lakh accidental death and disability cover. 

  • Complimentary domestic and international airport lounge access

  • Add-on card facility

  • Lucrative reward points on spends

  • Interest-free purchase of Patanjali products for 20 to 50 days.

  • Cash advance/revolved

  • EMI & auto-debit facility

  • Hassle-Free card management via PNB Genie Mobile App

  • Up to Rs. 10 lakh credit card

  • Up to Rs. 10 Lakh insurance cover

So these are some of the key benefits of the Patanjali Credit card. Now, let us take a look at the annual and joining fees of the credit card. These charges decide whether you should apply for this credit card. 


Patanjali Credit Card Joining & Annual Fee

A zero joining fee is applicable for the Patanjali PNB RuPay Platinum card while the annual fee is Rs. 500. On the other hand, for the Select version joining fee is Rs. 500 and the annual fee is Rs. 750. 

Also, the annual fee will be waived if you use the card at least once in each quarter in the preceding year. 

How to Apply for Patanjali Credit Card?

At this time, there is no option available to apply for the Patanjali credit card online. However, the option may become available in future. 

The online application may become available via the Patanjali website. If you want to apply for the Pantajali Credit card then you need to visit the nearest PNB branch.

If you already have a PNB account, then the approval will be fast. It is not mandatory to have a PNB account for this credit card. Stay tuned for updates on eligibility and the online application process. 


Apply For Patanjali Credit Card Online

patanjali credit card

Now, you can apply for Patanjali credit card online. You simply need to fill out an online application form. The link to the application form is given in the article. However, the online process is only for PNB customers. So if you have a savings account in PNB, you can easily apply for the Patanjali credit online. Follow the steps below

  • Visit the online application form from here

  • Enter the account number, customer ID & other details

  • You also need to enter your pin code & Email ID

  • After filling in all the details click on the submit button

  • Your application will be reviewed and you will receive a notification soon. 

Patanjali Credit Card offers

Get 300 reward points on activation of the card. The credit card also gives users the option to buy Patanjali products online interest-free for 20 to 50 days. 

Also, there is 2% cashback on purchase at Patanjali stores. The cashback will be applicable on a minimum purchase of Rs. 2,500. Also, the maximum cashback per transaction will be limited to Rs. 50. 

Patanjali Credit Card Eligibility

Patanjali credit card is a basic credit card so the criteria for eligibility will be simple as well. You need to visit the nearest PNB branch to check eligibility. They may introduce an online facility as well to check eligibility and apply for this card. 

The credit limit for the Platinum card varies between Rs. 25,000 to Rs. 5 Lakhs. While Select card users can enjoy a credit limit of Rs. 50,000 to Rs. 10 Lakhs. The credit limit depends on your credit score. 

Patanjali credit card ensures a seamless shopping experience for customers while buying Patanjali products. The credit card comes with many other benefits as well such as insurance cover, 

Frequently Asked Questions

What is Patanjali Credit Card?

Patanjali has launched two co-branded credit cards in collaboration with RuPay and PNB. The cards come with benefits such as insurance cover, cashback, and loyalty points.

What is the annual fee of the Patanjali Credit card?

For the Patanjali Platnimum card, you have to pay no joining fee, while the annual fee for this card is Rs. 500. There is Rs. 500 joining fee for the Select version with an annual fee of Rs. 750.

How to apply for a Patanjali Credit card?

You need to visit the nearest PNB branch to apply for this card. There is no word on the online application process. However, this feature may become available in the future via Patnajali’s website. 


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I’m an engineer that accidentally fell in love with words. I write about things that I like and things that I don’t, mainly in the online shopping sphere.

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