15 Best Mobile Recharge Apps For Cashback 2022 [Updated]

Sameer Content Writer

Online recharge is a great facility that takes care of your comfort. The apps provide an easy way to recharge without stepping out of your home. On top of that, you also get cashabck to save money on your recharge.

Yes, savings are a major reason people use online recharge apps

But with so many different apps for mobile recharge, it is common to ask which is the best recharge app for cashback?

Here are the top apps for mobile recharge in India that also provide maximum cashback.

Recharge anytime, anywhere with these apps to save time and money. 



Best Mobile Recharge Apps in India

Recharge App











Amazon Pay






Google Pay









ICICI Pockets



Oxygen Wallet


1. Paytm 

The first app to feature in our list is Paytm. However, Paytm is much more than a recharge app with features that make it stand out. Paytm was launched in the year 2010 by Vijay Shekhar Sharma. The security features make Paytm the most favoured digital payment platform. 

The user interface is simple, making online recharge possible in the most hassle-free manner. Once you enter your number, you will get details about tariff plans. Don't forget to use Paytm coupons to get an assured discount on every recharge.

You can also redeem Paytm cashback points to unlock additional offers on mobile recharge. 

Paytm Cashback Offers on Recharge

  • Win surprise rewards on every transaction

  • Flat Rs. 20 cashback on transactions of Rs. 99 & above

  • 100% Cashback on 1st recharge 


  • An array of payment options
  • Many offers & deals
  • Fast & Reliable
  • Not much

2. Freecharge

Started in August 2010, Freecharge has been one of India’s top payment apps. It is a mobile recharge, electricity, landline, broadband, and DTH bill payment platform.

Powered by Axis Bank, Freecharge enables cashless transactions. You can recharge online with the Freecharge app or website. Once you register, you will start receiving user-specific coupons that help save on mobile recharge. Avail savings on every recharge with Freecharge cashback offers.

Freecharge Cashback Offers on Recharge

  • Flat Rs. 10 cashback on transactions above Rs. 10

  • Flat Rs. 30 cashback for new users

  • Many user-specific offers on mobile recharge 

  • Multiple Payment options
  • Attractive deals
  • Not much

3. Cred App

Cred is a platform that was initially introduced for credit card payments. But a lot of new features have been made available on the app. You can also recharge your mobile on Cred. You can unlock a reward worth up to Rs. 5000 on your first mobile recharge on the Ced app. 

You can pay using your Credit Card, UPI or Cred balance. The cashback will be credited to your Cred wallet, which can be redeemed for future transactions on the app. 


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4. Amazon

Amazon made available mobile recharge service on its platform in late 2017. Since then it has emerged as a popular platform for recharge and online utility payments. The amazing rewards make Amazon the most loved platform for online recharge. It allows users to make payments in one click through Pay Balance.

The modes of payment also include credit/debit cards, net banking, pay balance, and Amazon Pay UPI. Amazon is popular for its monthly fash sale on recharge where you earn 100% cashback on mobile recharge. The flash sale is held on the 1st of every month. 

Amazon Cashback Offers on Recharge

  • 100% Cashback on 1st recharge of the month

  • Special cashback offers for Amazon Pay Later, UPI, and Credit cards 

  • Fast & Reliable
  • Multiple Payment modes
  • Attractive rewards
  • Nothing much

5. Mobikwik

Headquartered in Gurugram, the mobile wallet was launched in April 2009. The top recharge website accepts a varied number of payment modes. Mobikwik introduced a new format of cashback "Supercash".

Users earn a certain percentage of the transaction amount back as supercash. And the cashback "Supercash" can be used to pay 10% of the subsequent transaction amount. 

Mobikwik Cashback Offers on Recharge

  • Up to Rs. 75 cashback on 1st recharge

  • Earn unlimited supercoins on recharge & bill payments 



  • Many attractive deals
  • Multiple Payment modes
  • Nothing much

6. Google Pay

Based on UPI, the payments app was originally launched to make money transfers hassle-free. It also offers rewards on money transfer. Google's Payment app has slowly added more and more features.

A user has to link his bank account with the app to complete any transaction. You can also unlock scratch cards with the Google Pay Recharge offer. Do mobile recharge on Google Pay, and get cashback directly in your bank account. For more details on Google Pay recharge offers click here

Google Pay Recharge Cashback Offers

  • Unlock recharge offers for different transactions

  • Earn Rs. 5 to Rs. 100 cashback on mobile recharge 

  • Cashback directly in the bank account
  • Nothing much

7. HDFC Payzapp

Payzapp offers a complete payment solution. Link your Debit/Credit card to Payzapp to enjoy the most hassle-free online transactions. Payzapp allows users to send money, recharge mobile, make utility payments, book movie tickets, buy groceries, etc.

Also, save on your mobile recharge with Payzapp cashback offers. Owned by HDFC Bank Payzapp facilitates transactions across Flipkart, Bigbasket, BookMyShow, Cleartrip, Goibibo and Expedia among others. 

  • Multiple Payment modes
  • Fast & Reliable
  • Nothing much

8. PhonePe

Based on Unified Payments Interface (UPI), PhonePe was launched in 2015. The payments app allows users to mobile recharge, make utility payments, and send/receive money. PhonePe enables online and offline transactions. With PhonePe, you earn scratch cards for different transactions, including mobile recharge.

Link your bank account to pay using UPI. There is also the option to add credit and debit cards on the PhonePe app. The cashback you earn can be used for subsequent recharge on payment at different merchant sites. 

PhonePe Cashback Offers on Recharge

  • Win a surprise reward on every transaction 

  • Fast & Reliable
  • Multiple Payment modes
  • Limited rewards

9. ICICI Pockets

The comprehensive mobile wallet offers UPI, NFC, and Bharat QR code payments. Recharge your mobile phone and pay your utility bills with the Pockets app. ICICI pockets app is available for android and iOS users.

You can also save on every transaction with Pockets offers. The app also provides users with a free virtual VISA card that can be used for making online purchases.

  • Fast & Reliable
  • Limited offers

10. Oxigen Wallet

The Oxigen Wallet has made its mark in the online payments domain with its hassle-free features. You can make a variety of online transactions that include mobile recharge, bill payment, shopping and more.

Apart from a mobile app Oxigen Wallet is also available on the web. And you can avail all the transactions in a hassle-free manner. 

11. Airtel Thanks

Enjoy online mobile recharge, DTH recharge, postpaid/broadband bill payments, Airtel UPI and more. The app also allows members to access music and movies on the go.

You can choose any payment mode such as e-wallets, airtel money, credit/debit cards & UPI. You get cashabck offers on mobile recharge payments with Airtel money and Airtel UPI.

Occasionally, there are recharge offers for select e-wallets such as Amazon Pay and Paytm. If you want maximum cashback on the Airtel Thanks app, then sign up for airtel Money or create Airtel UPI ID. 

12. Bajaj Finserv app

Bajaj Finserv is one of the recently launched apps that comes with a lot of features. The cashback offers on mobile recharge, in particular, are very special.

You need to link your bank account on the app and create your UPI ID to earn cashback on mobile recharge. The cashback will be credited to your Bajaj Finserv wallet. 

As a welcome offer, they are also offering up to Rs. 50 cashback on creating the first Bajaj Pay UPI ID. 

13. MyJio App

If you are a Jio user, then the MyJio app is a great place to recharge your number and earn handsome cashback. The payment modes accepted include all leading e-wallets, UPI, & credit/debit cards.

And you get cashback/rewards on recharge with leading e-wallets such as Mobikwik, Freecharge, Paytm, PhonePe etc. 

For instance: You get up to Rs. 100 cashback on recharge with Paytm Jio Offer. 

14. Vi App

For Vi users, the app provides access to many features, including mobile recharge, bill payment, music, entertainment & more. There are also cashback offers available on the app to help you save on mobile recharge. You get cashback on payment with various payment modes such as Amazon pay, Mobikwik, Cred etc. 

Vi is also offering additional data on select plans on recharge via the official app of the company. 

15. Niki

Based on artificial intelligence Niki allows users to perform various digital transactions. Recently, the Hindi interface was also launched on Niki.

Apart from mobile recharge, Niki is used for bill payments, movie bookings, and bus tickets. Niki is different from other recharge apps as users can communicate in their language. You can pay using e-wallets, credit or debit cards and net banking. Niki offers cashback on different modes of payment. 

  • Unique features
  • Limited rewards

Final Thoughts on Best Recharge App for Cashback 

If you are a prepaid user then you would be aware that the cashback offers have almost dried up. The cashback offers are limited to new users, and it is impossible to sign up for a new account every time. 

Currently, I think Cred is the best app to earn cashback on mobile recharge. They are providing maximum cashback on recharge and utility payments. The mobile recharge feature was recently introduced on the Cred app to reward users for every transaction. 

Apart from Cred, I think Bajaj Finserv is also an app that has been launched with many amazing cashback offers. 

You can recharge for all operators using the Airtel Thanks app. The app also supports modes of payment, including credit/debit cards, net banking, airtel money, and BHIM UPI. Airtel offers cashback on mobile recharge as well. 

With online recharge apps, you can do much more. These apps offer a host of features to users. On top of a hassle-free recharge experience, you also get incredible savings with online recharge offers.

Frequently Asked Questions

Which is the best app for online recharge?

There are various apps for online recharge. Here are the most used apps. 

  • Paytm

  • Amazon

  • Freecharge

  • Mobikwik

  • Payzapp

Which app gives the best cashback?

In recent times, Amazon and Freecharge come with great cashback offers. Paytm also comes with coupons for online recharge.

Which is the best app to recharge Jio?

All recharge apps come with special offers for Jio users. To get the best recharge offer, you can recharge your Jio number on Amazon, Freecharge, or Paytm.

Is KYC required for Google Pay?

Google Pay is UPI based Payments app; it is not an e-wallet. Therefore, there is no KYC requirement for Google Pay. 

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Content Writer

I’m an engineer that accidentally fell in love with words. I write about things that I like and things that I don’t, mainly in the online shopping sphere.