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399 days ago How to Open a Post Office Account Online? All Easy Steps
Mayank Content Writer
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I am 100% sure you don't know the actual benefit of opening a Post Office Account.
Well, if you are interested in starting saving small and earning fixed returns on your investment at lower risk, I recommend you to open a Saving account under the Post Office Savings Scheme.
There is another interesting statistic that if an individual opens a post office savings account, he/she can earn interest @ 4% p.a.
I know after reading all these details above you are keen to open your savings account online. Right? For that, you don't need to search on the Internet because this article will help you. In this article, I will tell you "How to open a Post office Account". Apart from that, there are a few more vital details about it. So, read the whole article until the end.
You can also read: How to Link PAN Card with Aadhar Card Online?
Table of Contents
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How to Open a Post Office Account? Step-by-Step Guide
I researched multiple top websites before sharing the process below on "How to open a Post office saving account". The process is not complicated, but make sure to follow it properly.
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First is to visit the Post office website.
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Tap on the "savings account" option and then click on "Apply Now".
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It will ask you to share your phone number, name, home address, etc. Give all details and click on the Submit button.
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Next is to verify all essential details with documents, such as Aadhaar and PAN.
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All documents will be verified by the Post office.
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After the process is verified completely, you will receive a Welcome Kit from the post office. It will contain a Debit card, PIN, and cheque book.
Before you follow the process of opening a post office account online, let me tell you some Eligibility Criteria for that. Check it out-
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A single individual can open only one account.
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An individual should be above 18 years of age.
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He/she must be an Indian citizen.
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Minors can even open their account online but should be 10 years of age.
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A joint account is possible! Two adults can open their account.
How to Activate Indian Post Internet Banking?
If you are a new user, you may find difficulty in activating Indian Post internet banking. Don't worry; the below steps will help you. Check it out-
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First off, go to the eBanking website of Indian Post.
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The second step is to tap on "New user activation".
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Now, share all details like Customer ID and Account ID.
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After completing it, you will receive a "User ID".
Do you know How to Check Post Office Savings Account Balance?
Instead of diving into any completed method, I am going to share simple ways to check Post Office Savings Account Balance. Have a look-
1. Missed Call on Toll-Free Number
You need to register your mobile phone number by giving a missed call on 8424054994. After the registration, you can give a missed call to 8424046556 to know your post office savings account balance. You can even get a Mini statement by giving a missed call on this number: 8424046886.
2. SMS
You need to register your mobile number by sending "REGISTER" to 7738062873. For balance enquiry, send "BAL" to 7738062873. Make sure that you have an SMS pack in your phone to do this process.
3. Indian Post Payment Bank App
Indian Post Payment Bank mobile app will also help you to check your account balance. How? Very simple! All you need to do is download the app and use your credentials to know Post Office Savings Account Balance anytime or anywhere. Remember: the app is available on both Android and IOS stores.
Steps to check Post Office Savings Bank Passbook Online
There is no need to visit the Post office when you can access a passbook online. Do you know how? Let's dig in-
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Firstly, open the Post office app.
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Enter your credentials now.
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You will land on the Dashboard, so click on "Statement" under Balance and Statement.
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Your next step is to tap on "Mini Statement".
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Tap on "Go"
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It will open a Dashboard.
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You will see an option to check your balance and statement. Click on it to get a mini statement and account statement option.
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Select the statement option with the period too.
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It will open the statement now. You can also download your statement.
Closing Words
If you want to see a secure future, it is mandatory to open a Post office savings account today. By reading the above article on "How to open a Post office savings Account", I believe it will be much easier for you to do this process with no hurdles. The article even talked about Post Office Savings Account Balance, activating Indian Post Internet Banking, Eligibility criteria, etc. Drop your queries in our comment section if you still have questions on how to open a post office account.
Frequently Asked Questions
Q1. What is needed to open a post office account?
A1. Complete the application form and submit it at your local post office and come with address proof or Passport.
Q2. Is ATM card available for post office savings account?
A2. Opening a post office account online is simple. You can open it as an individual or joint. The post office will provide a Debit card after you open your account.
Q3. Is post office savings bank account safe?
A3. Post office savings bank account is risk-free because it is regulated by the Government of India.
Q4. What is the minimum amount to open a post office savings account?
A4. An individual needs to deposit Rs. 500 to open their account.
Q5. Can I use post office account in Google Pay?
A5. You are allowed to use an Indian Post Payments bank account with any UPI apps like Google Pay, Paytm, Phone Pe, etc.
About Author
Mayank
Content WriterI am a prolific writer and an avid reader. I am passionate about writing. Love to research, read, and explore the web world.
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