• Home
• Miscellaneous
• 9 Best UPI App In India for Online Payments

 

Best Payment Apps In India

1. Google Pay

Download Now

 

Google Pay is a UPI application run by Google for all its Indian users. We can connect our bank account with this application and then use it to make online payments using QR Codes, mobile numbers, contact lists, bank account details, and more.

We can connect all the bank accounts with this application which BHIM UPI supports. The application also offers us multiple rewards upon making these payments, including cash rewards and discount coupons on popular stores.

• Manage Bank Accounts

• Recharge mobile, DTH, FASTag, 

• Bank Transfers

• QR Code Payments

• Balance Check

• Book flights, buses, trains and more

• Pay for online shopping

• Pay using Debit/Credit Card

• Trade Gold

• Get Private Loan

2. BHIM App

Download Now

 

BHIM is expanded as Bharat Interface for Money which the National Payments Corporation of India powers. We can use this app to make numerous online transactions and payments. To do this, we need to have our mobile number linked to our bank account. The sim card of the said mobile number should be in the mobile phone. Only after that, we will be able to connect our bank account to our BHIM UPI.

• Maximum limit Rs. 1,00,000 per transaction and per day

• Receive money in the bank account

• Add recurring bills

• Pay Multiple types of Bills

3. Paytm

Download Link

 

Paytm is one of the leading payment methods used by Indian consumers to instantly pay at shops, online websites, restaurants, cab rides and more. We can either add money to the Paytm Wallet or link our bank account to make payments.

We can also use the application to recharge mobile phones, FASTag, DTH, gas, electricity, and much more. The application also offers us a Paytm Postpaid service, which works like a loan. We can use this amount in the current month and pay in the upcoming billing cycle.

• Paytm Postpaid

• Invest in Mutual Funds

• Invest in Digital Gold & NPS

• Avail Insurance

• Check CIBIL Score

• Book hotels, flights, trains, or buses

• Get Personal Loans

4. PhonePe

Download Link

 

PhonePe is one of the most popular UPI applications used by us Indians to complete our daily transactions. The application promises to complete the transaction in 5 seconds. Not only we can scan QR codes to make payments, but we can also recharge and pay bills using the same application.

• Buy 24K Gold (Doorstep Delivery)

• Buy Insurance

• Tripple Security

• Additional Rewards

5. Slice

Download Link

 

Slice is a free credit card service we can avail of with their online application. It is a genuinely no-fee visa card that requires no joining fee, no annual fee and no hidden fee. All we need to do is create an account, and Slice will offer us a specific credit limit to enjoy.

The Slice application is not limited to this. We can also use the same platform to sync our bank accounts and make UPI transactions from the same portal. It will make it easy for us to use our credit and debit card with a single click.

• Upto 2% Cashbacks on Transactions

• Cashbacks on multiple brands

• Convenient passbook

• Instalment payments

6. WhatsApp Pay

Download Link

 

For ages, we have been using Whatsapp to share text messages, images, videos, and much more. Whatsapp made it better for us by offering Whatsapp Pay which enables us to use the same platform to make our payments.

We can connect our bank accounts via UPI and directly pay our contacts using the same platform.

• Pay Money

• Send messages, images and videos

• Share locations

• Share stories

7. Airtel Thanks Apps

Download Link

 

Airtel Thanks App has been our friend in keeping track of our existing plan on the Airtel sim card. It also offered a great platform to explore the available plans and recharge.

Now it has turned into this multi-talented platform that offers us to use our bank accounts too. We can now pay our bills, make UPI transactions, and recharge our sim cards and other services.

• Recharge & Pay Bills

• Do UPI Transactions

• Unlock access to OTT Platforms

• Stream Videos, music, news, live TV and more

8. Bajaj Finserv

Download Link

 

Do you want a loan or get something on EMI? Bajaj Finserv has always been our answer to the question.

Did you know we can also make UPI transactions through the same platform? Yes, we can connect our bank account with this application and make payments using our bank money.

• Insurance

• Get Offers on Finance

• Get things on EMI

• Digital Wallet

9. BHIMSBI Pay

Download Link

 

BHIMSBI Pay lets us track and use all our bank accounts on a single screen and our credit cards. It enables us to make instant payments, recharge our mobile phones, make various bookings, and more. Besides making payments, we can also use this application for bank-to-bank transfers.

• Track all your bank accounts

• Recharge mobile and more

• Track Credit Card

Conclusion

This article informed us about almost all the best UPI apps in India that we can use to make online payment transactions. The online transfers include sending money using QR codes, bank details, mobile numbers, UPI IDs and more.

I hope this article was helpful to you, and now you know which UPI application will be best for you. Share this article with more people so that everybody knows that there are multiple UPI applications in the market.

Frequently Asked Questions

Q1. Which UPI app is best?

A1. Every UPI app has unique features, and you can pick the one suitable for you. However, I think BHIM is the best UPI app as it is introduced by the National Payments Corporation of India.

Q2. Which is the No 1 UPI app in India?

A2. Google Pay, BHIM, and Phonepe are India's No 1 UPI apps.

Q3. Which is better BHIM or Google Pay?

A3. BHIM and Google Pay are equally excellent and trustable. The National Payments Corporation of India powers BHIM, whereas Google Pay has the trust of Google.

Q4. Which is better UPI vs BHIM?

A4. If I have to pick a UPI app over BHIM, then I will say Google Pay as it has the trust of Google with it.

Join Whatsapp Channel & Get Instant Deal Alert