Flipkart No Cost EMI Offer on Smartphones, Laptops, and Appliances

author Anusha Content Writer

Flipkart has brought revolutionary online shopping experiences over the years to fulfil your wish. From Cash-on-Delivery, Flipkart has introduced new capabilities and pioneered change in the eCommerce space, making your online buying experience convenient, accessible and affordable.

These efforts are made to improve your shopping experience on Flipkart and introduced the Flipkart No Cost EMI.

On Flipkart, no-cost EMI offer is there for all customers so that you can shop easily for your favourite items online, irrespective of their prices. The EMI on Flipkart is a special financial scheme which allows you to buy your much-wanted items under EMI. But you don't have to pay any additional costs. 

On Laptops, Mobiles, Large Electric Appliances, Furniture and much more which are available on Flipkart for you to shop are on No cost EMI. You can buy your products on a huge discount during the Flipkart Upcoming Sale 2020 and grab the No Cost EMI offer. Also, if you wat

The Big Billion Day Sale 2020 is right here, and nobody can wait for it to get live. You can grab everything from Flipkart during the sale period be it Fashion, Home Appliances and more. Find the best offers, deals and discounts of Flipkart Big Billion Day here.

Flipkart No Cost EMI Offer On Leading Banks - ICICI, HDFC, and SBI

Flipkart has the best no-cost EMI offer available during the Big Billion Day Sale where you can grab no-cost EMI on ICICI, HDFC, SBI, and other leading banks. Other than no-cost EMI on leading banks there is also no-cost EMI option available on Bajaj Finserv EMI card with zero additional charges.

How Does No Cost EMI Offer Work?


For the Flipkart, no EMI offer your Credit Card limit will be blocked initially for the full purchase amount. This will be converted into the EMI by Bank in 4 to 7 working days. 

For Example: If you buy your product for Rs. 10,000 at a 3 months EMI plan and the interest charged by your bank is Rs. 400 then Rs. 400 will be given as an instant discount during payment, and you will end up paying Rs. 9,600 only.

How Flipkart EMI Option Helps You?

While buying a Laptop, Smartphones, King-size Television, the Flipkart No Cost EMI option will help you to get your product in your budget without any worries and by making your purchase more affordable. Also, through the exchange offers, you can avail extra discount on your favourite product.

How To Get Flipkart No Cost EMI?

Flipkart's no-cost EMI option is the best financial way to buy all the products you wish to buy since long. To know more about how it makes your wishes at affordable prices.

You need a Bajaj Finserv EMI card to get the scheme. Once you select a pre-approved loan amount, you have the freedom to buy the products of your choice. At the time of purchase, you can choose the duration of your interest-free loan. 

The instalment amount will be deducted directly from your account. Once you have paid the first instalment, you also have the freedom to pre-close your EMIs before the term ends, at no extra charge.




How To Avail Flipkart No Cost EMI?

  • Go to Flipkart app/web.

  • Login to your Id or create one if you don’t have.

  • Check the product page for the No Cost EMI availability.

  • Select the product you want to buy.

  • Check no-cost EMI offer (Under easy payment options)

  • Select the EMI option on the payment page.

  • Your purchase is complete.



Flipkart Debit Card EMI For HDFC, SBI, & ICICI Bank Users

Now, you can buy all the products you add in your cart with EMI on Debit Cards as it is now available on Flipkart. 

Buying products online is made it easy for you and because there are thousands of options for you to choose from. Generally, we all put the products in the cart and wait to buy later until we save enough. But now it won't happen anymore due to the EMI on Debit Cards. 

Flipkart has made our lives more comfortable, and it has allowed us to buy those expensive products that we've always coveted. You don't have to apply for a credit card anymore just for the EMI option.

Online shopping has made much more manageable and wallet-friendly with the EMI on Debit Card option with partnerships in top banks in India like HDFC, ICICI, Axis Bank, EMI on Debit Card SBI and more.

Note: If you want to know more about How To Check Flipkart Super Coin? click on the link given.

Eligibility For Flipkart Debit Card EMI Offer

Flipkart is associated with the top banks in India and has launched convenient payment options for you. The Debit Card EMI option is available for selected customers who are pre-approved by the bank partners.

Eligibility is determined not by Flipkart, but by the bank partner based on the customer’s past transaction history and relationship with the bank.

How To Check If You Are Eligible For EMI On Debit Card Option On Flipkart?

  • You need to send an SMS ‘DCEMI’ to 57575 and find out your status!
  • If you’re eligible, a ‘Debit Card EMI available’ text will be visible on the app or website under easy payment options.

Flipkart No Cost EMI Cancellation

Cancellation of any order on Flipkart placed using EMI as a payment mode will result in a change in the Bank's terms and conditions. 

If you cancel or return your order purchased using EMI, Flipkart will refund the entire purchase amount to you immediately. For partial order cancellations, Flipkart will refund that amount back to you.

For any queries regarding foreclosure/ pre-closure of your EMI transaction or on amounts charged on your credit card, please contact your bank.

Cancellation of No Cost EMI

When you cancel or return an order, we will forward your request to Bajaj Finserv. Bajaj Finserv will cancel the loan if you have not paid the first instalment yet. In case you've paid any instalment (s), the same will get refunded to your Card, and Bajaj Finserv will cancel the loan.

Note: You will not get charged for the foreclosure/pre-closure of your No Cost EMI.

Flipkart No Cost EMI Benefits

There are many Flipkart, No Cost EMI Benefits for all the Flipkart users. You can now buy your product on EMI.

  1. Can purchase the product through Debit/Credit Card

  2. There is no additional cost added to your payment through the EMI option.

  3. The EMI option is available or almost all the products on Flipkart.

  4. The Flipkart No Cost EMI offer is available only on the Flipkart Mobile App. 

No Cost EMI Offers On Flipkart 

Many offers are going on Flipkart which are available on EMI from products like Smartphones, Electronics, House Appliances and much more. All you have to do is check the No Cost EMI Flipkart eligibility and buy the product on EMI. 

No Cost EMI offers in Flipkart is one more great option for users who like to make big purchases online. Browse the product categories to see if the products you wish to purchase are available with no cost EMI. 

No Cost EMI On Mobiles

Pay for your favorite mobile in easy instalments at no extra cost with no cost EMI option. The No Cost EMI option helps you to buy the mobile you always wished for and you can pay it on a monthly basis. It helps you to keep yourself in a budget. 

  • Affordable Purchase
  • Zee Processing Fee
  • All Credit Cards and Bajaj Finserv

How It Works?

  • Check the product page for No cost EMI availability.
  • Select the mobile you wish to purchase
  • Check no cost EMI offer (Under easy payment options)
  • Select the EMI option on payment page.
  • Complete the purchase.

About Author



Content Writer

I am a fresher, Content Writer, love to explore India, and learn new thing from every place, always try to learn new things from people to make me a better person each day.

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