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374 days ago Flipkart No Cost EMI Offer- How To Avail?
Mayank Content Writer
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Is budget coming your way to buy something that you love? I know the feeling of not buying something because of the budget is terrible.
And even if you think of using your credit card, the high-interest rates stop you from doing that. So what's the way out, then?
Flipkart No Cost EMI Offer is the perfect answer to this. Here, you can pay the complete amount of the purchased product in instalments without any extra charges. Amazing right?
Flipkart offers No-cost EMI on a wide range of products across many categories. I will tell you more about the No-cost EMI in detail and how you can avail of it on Flipkart. Now, nothing is out of your shopping cart.
Don't forget to check out the upcoming Flipkart Upcoming Sale 2023.
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What Is No Cost EMI?
No Cost EMI is the loan amount without any interest. For example, you purchased a phone for Rs.20,000 on No Cost EMI and opted for a 12-month EMI. Then you have to pay Rs.1,666.66 (20000/12) per month without any interest on the principal amount.
You will end up paying Rs.20,000 in the end, i.e. the exact amount of the purchased product without any extra charges.
How Does Flipkart No Cost EMI Work?
Flipkart is India's second-largest e-commerce platform, with more than 167 million monthly visitors. Flipkart No Cost EMI is available on many products across diverse categories, including electronics, home utilities, furniture and more.
You just have to select the Flipkart No Cost EMI option while buying the product. You will end up paying the exact amount of the product in instalments without any extra charges. Flipkart debit card EMI is available on certain bank cards like Axis bank, ICICI, HDFC and SBI. This offer can be applied without using a credit card, hence saving money on credit card interest.
The instalment amount will be deducted directly from your account. Once you have paid the first instalment, you can pre-close your EMIs before the term ends at no extra charge.
Benefits Of Flipkart No Cost EMI
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Easy Installments: You can convert the total amount of your purchase into monthly instalments. This way, you can split the amount in multiple instalments and pay each instalment monthly.
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Affordable Purchases: If you are thinking of purchasing something expensive which is currently out of your budget, then you can make your purchase affordable using the option.
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Zero Down Payment: You don't need to make any down payment to purchase anything.
Banks With No Cost EMI Option On Flipkart
Flipkart has the best no-cost EMI offer available all year, where you can grab no-cost EMI on Axis Bank, ICICI, HDFC, SBI, and other leading banks. This payment option is available across various categories.
But certain Flipkart debit card EMI eligibility needs to be taken care of. First, you must be an eligible customer for Debit card EMI. Secondly, you need a minimum cart value of Rs 8,000 (for Axis Bank, SBI and ICICI Bank customers) and Rs 5,000 (for HDFC Bank customers).
Do you know how to delete Flipkart order history?
Steps to Avail Flipkart No Cost EMI
In order to avail of the No Cost EMI payment option, you just have to follow a few simple steps.
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Select the product you want to purchase
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Now check the availability of No Cost EMI option on the product
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If the option is available, only then you can continue the process
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Now click on the 'buy now' button of the product.
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Select the 'No Cost EMI' on the payment page.
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Choose from the options available
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Now enter your credit card details and click on continue
Congratulations!!! You have availed of no-cost EMI for your purchase.
Flipkart Big Billion Days: No Cost EMI
During Flipkart Big Billion Days Sale 2023, which was on 8 October, many shoppers got a whole range of products at the best-discounted price. The discounts were high as upto 90%. There was a large number of categories in which many grabbed the benefits of Flipkart No Cost EMI.
Flipkart Pay Later EMI
If you looking to buy something expensive without disturbing the budget, Flipkart Pay Later EMI is a great option. It gives you pre-approved credit upto Rs.1 lakh and can be used to buy Flipkart products at No Cost EMI.
Similar to other EMI options, the tenure for it goes from 3 to 24 months. You don't have to pay any extra cash after using this payment option.
If you want to go for this easy and hassle-free payment option, follow the few simple steps:
Step 1- Choose the product you want to buy
Step 2- Click on 'buy now'
Step 3- Select 'Flipkart Pay Later EMI' option
Step 4- Choose your preferred tenure and EMI plan
Step 5- You will receive an OTP to confirm your purchase
You can also Read this Article: How To Apply Coupon Code In Flipkart?
Summing up
No-cost EMI is a great option if you want to purchase anything that seems out of your budget. And the best part is that you don't need to pay any additional interest on your purchase. This Flipkart Upcoming Sale Sale 2023, purchase anything that you want using the option. So, this was all about Flipkart No Cost EMI Offer. With this option, you can purchase all of your wishlisted product without thinking about the price twice. I have tried providing you with each minor detail regarding the topic. However, if you still have any queries, feel free to drop them down in our comment section and I will try to resolve them as soon as possible.
FAQs
Q. Is no-cost EMI available on Flipkart?
A. No Cost EMI is available on Flipkart on a wide range of products,
Q. What is the cost EMI discount on Flipkart?
A. Flipkart allows you to buy a huge number of products using 'No Cost EMI' option. This can be used without a credit card. Hence saving money on credit card charges and interest rates.
Q. Is no-cost EMI available for 24 months?
A. No-cost EMI is available from 3 to 24 months on Flipkart.
Q. Is buying no-cost EMI worth it?
A. No-cost EMI is a great option, but only if you take it seriously, as it is still a loan. If you don't make your monthly payments on time, you will end up paying a lot of late fee and surcharges.
About Author
Mayank
Content WriterI am a prolific writer and an avid reader. I am passionate about writing. Love to research, read, and explore the web world.
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