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• How to Deactivate Dhani One Freedom Card?

 

Can I Deactivate Dhani One Freedom Card?

Yes, you can easily deactivate the Dhani One Freedom card in a few simple steps. If you are using the card then you would know that you get a credit limit for which you need to pay a monthly fee. 

Users need to pay monthly subscription charges to avail of the services of the Dhani Freedom card. The minimum subscription charge is Rs. 199. 

But in case you are not using the card anymore then it is better to deactivate the card and save the monthly subscription charges. 

So if you have decided to deactivate your Dhani One Freedom card then follow the steps below and stop paying the monthly subscription fee.

 

2. Cancel or stop ECS NACH mandate to Deactivate Dhani Freedom Card?

ECS Nach Mandate is the online auto-debit procedure. At the time of the Dhani One Freedom card, you need to provide ECS Nach Mandate for auto-payment of EMI and subscription charges. T cancel the mandate, you need to approach your bank and apply for cancellation. Here is a sample letter to stop ECS payment and deactivate your Dhani One Freedom Card. 

Sample letter to stop ECS payment from your bank account

Date-

To,

The Manager,

Bank Name,

Branch Name,

City name.

 

Subject: Deactivate ECS payment from my bank account.

 

Sir/ Madam,

This is to inform you I, your name, am having a saving account (A/c No. xxxxxxxxxxx) in your bank. I want to deactivate ECS debited from my account in favour of the name of the payee/ company name. Kindly take the required action at your earliest.

 

Thanking you

Yours sincerely,

Signature of the account holder

Name of the account holder

Complete savings/ current account number

Contact number

3. Keep 0 Balance in your registered bank account (Not Recommended)

There is also another method which is to keep 0 balance in your registered bank account. If the balance is 0 then the company can not deduct the charges from your account and after some time your subscription will be deactivated automatically. But I don't recommend this method because it will have a negative impact on your credit score.

Also, for most banks there is a minimum balance requirement otherwise you need to pay a penalty. 

I will recommend using the two methods shared above for the deactivation of your Dhani freedom card. Also, before you decide to deactivate you should clear all the dues. 

What is Dhani One Freedom Card?

Dhani One Freedom is a Rupay Card with a 0 per cent credit line facility. The card provides instant cashback on all transactions. Subscribers also get instant access to Doctors. It is easy to apply for a One Freedom card from the Dhani app with online aadhaar based KYC.

The user also has to set up a mandate for the monthly fee deduction. The susbcription charges start at Rs. 199 onwards. The billing cycle is 1 month from the date of activation. The subscription charges are deducted every month until deactivated by the users. 

 

Dhani One Freedom card is a useful asset if used smartly. But people apply for the card without knowing its pros and cons. Before applying for such a service, you should have complete information otherwise you will end up regretting later. If you have activated the card by mistake then follow the steps to deactivate the Dhani One Freedom card. 

Frequently Asked Questions

What is Dhani freedom card charges?
The monthly subscription charges for the Dhani Freedom card start at Rs. 199 onwards. The exact charges depend on your credit limit. These charges are auto-debited from your registered bank account.

What happens if I don't pay my Dhani one freedom card?
If you miss a payment, then an additional 2% monthly interest will be applied. 

How can I unsubscribe from Dhani One Freedom Card?
Yes, you can easily unsubscribe from the card. However, you need to clear all dues before the cancellation of the subscription. You can easily unsubscribe from the app. or contact customer care at 0124 6165 722 or email at [email protected]. 

 

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