Dhani Super Saver

Dhani Super Saver: Get 5% Cashback On Everything + First Months Free

Unlock your 5% instant cash back on all your spends with Dhani Super Saver by Subscribing to Dhani Super Saver using Dhani App!!

If you are a first-time subscriber of this plan, then your first month subscription is totally FREE! After your 30 days, free trial subscribe to Dhani Super Saver at only Rs. 250/- per month!!

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Dhani Earn Offer: Get Earn And Redeem Cash Every Months

Dhani Cash is a reward & loyalty program for Dhani customers! The program offers easy ways of earning Dhani Cash on Dhani app. Customers can use Dhani Cash for EMI payments, Insurance and also for new Dhani products or to get pre-approved offers from Dhani.

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Dhani Offer

Dhani Offer:Get Indiabulls Dhani Personal Loan in 3 Minutes

Get Personal Loan Online Instantly using Indiabulls Dhani App. Get Indiabulls Dhani Personal Loan in 3 Minutes.

Offer Details:

  • Instant personal loans from Rs.1000 to Rs.15 Lakhs.
  • Interest rates ranging from 1% to 3.17% depending on the customer's credit and risk profile.
  • Loan Tenure 3 months to 36 months.
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Dhani App Offers and Benefits

Dhani App Offers 
Dhani App Benefits

Dhani Referral Offer

Earn Rs.10,000 Instantly

Dhani Credit Line Offer

10 % Cashback on EMI

Dhani Unlimited Trading

Starts@Rs 500

Dhani Super Saver Card

Get 5% Cashback on Every Payment

Dhani Cash Offer

Earn and Redeem cash Every Month

Dhani Personal Loan 

If you are looking for a personal loan then Dhani is the perfect platform. Dhani offers the best loan in the industry with different financing options. You can take a loan to finance an expensive wedding, or for a travel getaway, or you may want to buy a great car. There can be many reasons why you may need a personal loan and on Dhani app, all your reasons are worth the loan.

You can take a personal loan on Dhani for diverse reasons. You can apply for a personal loan from Dhani of up to 3 lakhs. This will help you to have enough money to fulfil all your diverse financial needs. You will get a personal loan at competitive interest rates, the rates start from as low as 13.99%. 

Types of Personal Loans at Dhani

On Dhaani App you will find personal loans for different purposes that will help you to fulfill your financial needs. Here we have the types of personal loans in India offered on Dhani App. You can easily apply for any of the given loans easily.

1. Two Wheeler Loan – Apply for a two-wheeler personal loan to buy a two-wheeler like bikes, activa, scooter etc. you need easily.

2. Used Car Loan – On Dhani app you can take a loan for a used car and purchase any second-hand car you like.

3. New Car Loan – Apply for a new car loan on Dhani app and bring home your dream car. Dhani app will help you get a personal loan to buy a brand new car.

4. Travel Loan – Searching for a personal holiday loan for travel to cover the expense of your travel, including flight tickets, stay at a hotel, etc then find it on Dhani App.

5. Wedding Loan – Manage the expenses of your wedding with the help of a wedding loan

6. Medical Loan – On this app you can take personal loans for any medical emergencies. It will cover the expenses of your or your family’s emergency health-related expenses.

7. Education Loan – Are you applying to your dream university but the expenses are out of your budget. Then apply for an education loan to pay the fees of your university.

8. Top Up Loan – On Dhani App you can apply for a top up personal loan. The app provides you an additional loan on your existing personal loans.

Dhani Personal Loan Benefits

Dhani App has special benefits when it comes to a personal loan. You can easily apply for loan on this app and get finances for your needs. You can use the mobile application to apply for a personal loan and avail its benefits. The Dhani Personal Loan Benefits are - 

  • Instant approvals for loan and disbursal within minutes

  • You get flexible loan tenure based on your requirement on Dhani from 3 months to 36 months.

  • On this app, the documentation process is easy, you don’t need to go through any complex procedure.

  • It is safe to use the application, therefore, you don’t need to feel insecure while sharing your details be it personal or financial.

  • You can get an immediate loan up to Rs 3 Lakhs in your bank account immediately when you apply for the loan on this app.

  • There is no need for any collateral to get a loan. On this application, you get an unsecured personal loan

Business Loan with Dhani Biz

Dhani Biz by Dhani is an unsecured business loan provided byDhani Loans & Services Limited. You can now avail an online business loan in India with Dhani Biz. With Dhani Biz, funding your business is now simple and hassle-free.

With Dhani Biz, you can invest in infrastructure, upgrade to the latest plant and machinery, expand operations, increase working capital or maintain inventory and much more, never having to worry about instant funds at any given point. 

Dhani Biz can give your business the boost it needs to reach newer heights with enhanced competitiveness and profitability. Now enjoy competitive business loan interest rates on

instant disbursals of your Dhani Biz loan.

Business Loan Benefits

  • Expansion to new locations

  • Taking Up bigger projects

  • Upgrade technology or repair machinery

  • Emergency procuring of raw material for bulk order

  • Hire seasonal employees

  • Improve cash flows

Dhani Loan Eligibility Criteria

If you are applying The personal loan eligibility criteria with Dhani is quite simple. Given below is the eligibility criteria:

  • Your age has to be 21 years and above

  • You must be an Indian citizen willing to submit the proof of the same if required.

  • Your occupation must be Salaried or self-employed

Every user applying for a personal loan has to abide by the eligibility criteria, and submit personal documents digitally by uploading the scanned copies. The document you need to upload are Pan Card Details, Address Proof, Bank Details

How to apply for a Personal Loan on Dhani App?

If you are thinking of applying for a personal loan on Dhani you don't need to worry. It is quite simple and hassle-free. You can apply for a personal loan online by just following these simple steps:

  • Download the Dhani App from the Google Play Store or Apple App Store

  • Register yourself with us by providing your mobile number and verify with the OTP sent to you.

  • Enter Loan Amount you wish to avail as per your requirement.

  • Provide your personal details and digitally upload your details like Pan Card details and address proof details.

  • If you have successfully completed steps 1 to 4, your personal loan will get approved and the amount is disbursed in your bank account instantly.

Tips for Successful Loan Application on Dhani App

In case you have doubts about getting your loan successfully then here are some basic tips that you can follow while applying for a loan  with Dhani.

  • Comprehend the need for your loan

  • Compare and choose the best type of personal loan as per your requirement

  • Make sure that you have the necessary documents required

  • Analyse the fine print on your documents cautiously

  • Choose your preferred loan tenure by evaluating your repayment ability

  • Choose an affordable interest rate for your loan

  • Select your desired loan amount, while keeping in mind that the loan amount can be easily repaid by you

  • Choose your EMIs wisely with regards to your capability to repay the loan amount borrowed in the form of monthly EMIs

Dhani Cash

Dhani cash is the first of its kind reward program in the loan industry, making the entire loan process quite engaging and fascinating. A Dhani customer can earn this loyalty cash by doing simple things like signing up, referring to friends, making bill payments, buying gift coupons, availing additional loans, etc. Avail Dhani cash on timely EMI payment. Know more about Dhani. 

Dhani Pay Rupay Card

Welcome to the Good Life with a Dhani Card!

Dhani Pay Rupay card is a prepaid card offered with Dhani Pay Wallet. Now enjoy shopping at 30 Lakh + online & offline merchants and get exclusive Dhani & RuPay offers.

Avail an instant credit line from Dhani App or add money using your existing debit/credit or net-banking option.

Dhani Pay Benefits

  • 5% Cashback on all your transactions

  • Exclusive Rupay discount from 1100+ merchants

  • The safest card- you can turn it ON/OFF from your Dhani app

  • Complimentary accidental insurance of Rs.2 lacs

How to Activate Dhani Pay Card

  • Download Dhani App from Play store or Apple store

  • Go to Dhani Card section & select “Activate Card”

  • Enter your 16 digit Dhani Pay card number

  • Secure your card with access code

  • Tap Generate Pin & complete activation

Dhani Wallet

Dhani Wallet is a secured prepaid account or mobile wallet, which can be used for various online transactions for various categories like paying bills online, mobile recharge, bus bookings, and more! Get exciting rewards & exclusive discounts on every payment made using the Dhani Wallet and even stand a chance to earn Dhani Cash!

Dhani Instant Credit Line

Get Instant Money for all your needs with Dhani Credit Line. You can avail Dhani Credit Line from the Dhani App in just a few clicks. The process is completely online and you don’t even need to visit any branch or do any paperwork.

Dhani Credit Line is a low cost loan that allows you to pay the principal part of your EMI for the first few months and enjoy 10% cashback on EMI payments using Dhani Cash.

Key Highlights of Dhani Credit Line

  • Instant credit in your account – No more waiting in long queues for your financial needs. Get money completely online using the Dhani app

  • Get money in 3 minutes – From downloading the Dhani app to completing your credit line disbursal, it can all be done within 3 minutes

  • No principal payments for the first few months – With our low EMI option, you can simply pay only the interest part of the EMI for the first few months and the principal later.

  • Bank Transfer – Transfer the credit line in your bank account or let it remain in your Dhani wallet. Make all your payments seamlessly via Dhani app or Dhani card.

  • 10% cashback on EMI payments – As a Dhani Credit Line customer, you can enjoy up to 10% cashback on EMI payments using Dhani Cash.

  • Dhani Pay Card – You can spend your credit line amount using the Dhani card. Order your card from the Dhani app and use it to shop across all online and offline merchants. Add on the Dhani Super Saver and enjoy a flat 5% cashback on all your card spends.

Dhani Medical Insurance

Dhani App brings a comprehensive Health care plan for all your necessary medical expenses for you powered by GoDigit Health Insurance. This insurance comes with cashless facilities across the country in more than 4700+ hospitals. This insurance cover comes with a number of features which includes COVID-19 & easy claim process.

Dhani Medical Insurance Benefits

  • Sum insured Rs.50,000

  • Covid-19 covered.

  • No Co-payment.

  • Room rent of 1% of Sum Insured per day in case of admission to the hospital

  • ICU charges will be covered up to 2% of Sum Insured per day in ICU.

  • Hospitalization expenses up to 30 days before getting admitted & up to 60 days post discharge are covered

  • Road Ambulance charges of up to 1% of Sum Insured are covered.

  • Pre-Existing Disease waiting period applicable is 4 years.

  • Waiting Period for certain specific illnesses like cataract, hernia, internal congenital disease, psychiatric illness, joint replacement etc. is 2 years. Details of all diseases are mentioned in the policy wordings.

  • Second Opinion of any illness is covered

  • Psychiatric Illness & Bariatric surgery is covered up to 20% of Sum Insured.

  • No ailment wise capping other than bariatric and Psychiatric illness.

  • All Day Care procedures are covered

  • Annual Health checkup is covered up to 0.25% of Sum Insured on renewal.

  • Organ Donor is covered

  • Emergency Ambulance charges is also covered

Dhani Accidental Insurance

Dhani App brings Personal Accidental Insurance Cover under Digit Group Total Protect Policy for you powered by GoDigit Insurance Limited. This Personal Accidental Insurance Cover comes with the number of features and cashless facilities available across the country in more than 4700+ hospitals.

Dhani Accidental Insurance Benefits

  • Personal Accident cover of INR 1,00,000 against Death + Permanent Total Disability + Permanent Partial Disability

  • Assured fixed daily cash benefit of INR 500 in case of hospitalization due to accident for up to 30 days with Time excess of 1 Day.

  • Accidental Hospitalization Cover of INR 10,000 all medical expenses incurred during hospitalization due to accidents.

Dhani Super Saver Card

Do you like earning cashback everytime you pay a bill or spend money? With Dhani Super Saver you can earn cashback on paying for fuel to buying groceries, from bill payments to shopping. The Dhani Super Saver card will get you a flat 5% cashback on each payment. 

Dhani Super Saver Card Benefits

  • Is accepted at over 30 Lakh+ RuPay merchants (Online & Offline)

  • Includes a chip and PIN level security, in accordance with RBI guidelines

  • Can easily be switched on and off, you can set limits, and do more using Dhani App

How to get a Dhani Super Saver Card?

  • Download the Dhani App.

  • Sign up on the app and create your account.

  • Now click on Dhani Super Saver Banner.

  • And next complete your Aadhaar based application process

  • Get your digital Dhani Super Saver card instantly and physical card in just a few days

  • Add money to your Dhani Wallet, start shopping & get 5% cashback on all your spends

Dhani New User Offer

Dhani has a great new user offer on Super Saver Card for all the new customers. If you are a first-time subscriber of Dhani Super Saver, then your first 30 days subscription free of all cost. After the free trial is over, you can subscribe to Dhani Super Saver for just Rs. 250/- per month only!

Dhani Refer and Earn Offer - Invite 100 Friends and Earn Rs.10,000 Instantly

Dhani has a great Refer & Earn offer for its users where the customers get the opportunity to earn money. Invite your friends on the Dhani App friends and family to the Dhani App, and earn rewards for every successful referral. Invite 100 Friends and Earn Rs.10,000 Instantly on the Dhani App. There are 2 Quick and Easy ways to refer your friend on Dhani App:

Dhani Refer via Referral Link

You can share a referral link with your friends and get Rs.100/- for each referral. Click on the referral banner on the app and share your unique link with friends and family through SMS or WhatsApp. 

You can also share this link via different social media platforms. You will find Referral banners on the home page, on game pages, and in the news section of Dhani app.

Dhani Refer via Re 1/- Money program

You can refer your friend by simply sending Re 1/- from your Dhani wallet. Send Rs 1 to your friends and family and invite them on Dhani to get Rs.100 per referral. Click on the Invite & Earn banner in the app and send Re 1/-to your friend from your Dhani wallet

Your friend will receive a message with the link, and they can earn Rs.100/- after registering too. Every referee you choose, who registers on the Dhani app for the first time will earn and help you earn. The catch in this offer is you have to be a full KYC customer to participate in the referral program. 

If you are planning to get a loan online or want to earn cashback on each payment then Dhani is the best app. Download the Dhani app and invite your friends as well. It is the perfect a[pp to earn and save.