HDFC Indian Oil Credit Card: Benefits, Features, Eligibility & Charges

author Sameer Content Writer


Looking for a credit card with fuel benefits? Here is the HDFC IndianOil Credit card. It helps you earn 50 liters of free fuel in a year. Here are more details on eligibility, benefits, and features of the HDFC Indian Oil Credit Card.

The co-branded credit card with fuel benefits was recently launched. HDFC Bank and Indian Oil have made the credit card available in non-metro cities and towns.

The credit card is available on RuPay and Visa platforms. In addition to the fuel benefits, your HDFC Credit Card offers discounts on food, travel, recharge, and shopping. 

Also read: Best Credit Cards in India with types, features, and benefits. 

HDFC IndianOil Credit card Features

  • Max 100 Fuel Points per month on Grocery and bill payments. 

  • Earn 1 Fuel Point on a minimum spend of Rs. 150 on other purchases. 

  • 1% Fuel Surcharge Waiver

  • Up to 250 Fuel Points/month for the first 6 months & up to 150 fuel points after 6 months. 

HDFC IndianOil Credit card Benefits 

The benefits include reward points 'fuel points' at over 27,000 Indian Oil Outlets. The fuel points are also available on spends across categories such as groceries, bill payments, utilities, and other spends. The reward points can ve redeemed for fuel up to 50 litres in a year.

  • Annual Fee waiver on an annual spend of Rs. 50,000 and above.

  • Redeem Fuel points for free fuel 

  • Fuel points redemption available for catalog products via HDFC NetBanking

Indian Oil HDFC Credit Card Fee

The joining and renewal fee of the HDFC Bank Indian Oil Credit card is Rs. 500. Annual fee waiver on a minimum spends of Rs. 50,000 annually. 

  • Joining Fee - Rs. 500

  • Annual Fee - Rs. 500

  • Fee Waiver - Minimum spend of Rs. 50,000 annually


Click Here to Apply Online


HDFC Indian Oil Credit Card Eligibility

The credit card is available for salaried Individual age 21 yrs to 60 yrs with net monthly income > Rs. 12,000. Self-employed individuals between 21-65 yrs with income higher than Rs. lakh per annum are eligible.

So that’s complete information about HDFC Indian Oil Credit Card. If you are looking for a credit card with fuel benefits then you need to check this credit card. 

Frequently Asked Questions

How to Apply for HDFC Indian Oil Credit Card?

Visit the nearest HDFC Bank branch or apply online for HDFC Indian Oil Credit Card.

Is HDFC credit card free?

The joining/annual fee of the HDFC Indian Oil credit card is Rs. 500. However, you get an annual fee waiver on spends of Rs. 50,000 in a year.

What are fuel points on HDFC Indian Oil Credit Card?

The reward points are provided to users in the form of fuel points. The fuel points can be redeemed for up to 50 liters of fuel. 


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