Xiaomi Mi Pay: How to Register for the UPI based Payments Service

Xiaomi to launch UPI based payments service very soon in India. The service will also offer support for credit & debit cards.

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Welcome, Xiaomi in the arena of online payments and mobile wallets. Xiaomi Mi Pay is all set to launch in India very soon. The mobile payment service backed by ICICI Bank & PayU is already cleared by the National Payments Corporation of India (NPCI). The digital payments platform is in the beta testing phase. The App will be soon available for all MIUI users. In the meantime check the Mi offers online on smartphones, accessories, wearables etc.

About Xiaomi Mi Pay

The growth of Xiaomi has been substantial from accessories, IoT devices, to lifestyle products and much more. To use the beat version of Mi Pay app, you need to be a part of the MIUI Global Beta ROM. Xiaomi has mentioned that the user-generated data will be stored on India based cloud infrastructure. Recently, the company had organized Xiaomi Mi sale offering discounts to the consumers.

How to Become Mi Pay Beta Tester

Mi community website confirms the launch with a blog post. Earlier, the leading smartphone brand had introduced Mi Credit Service in India. You can sign up for the beta testing of Mi Pay app. The sign up for Mi Pay beta testing is valid until December 31. The digital payments service is expected to remain exclusive to Xiaomi and MIUI users. To become a Beta Tester for Mi Pay fill the details here.

Mi Pay Features

Mi Pay app will also come with support for all leading credit & debit cards. Apart from allowing money transfer via UPI, the digital payments apps can be used for several utility payments such as recharge, water bill, electricity bill and more. The digital payments apps in India include Paytm, PhonePe & Google Pay. Xiaomi’s upcoming app will also have support for QR Code payments.  

How to Link a Bank Account to Mi Pay

  • Open the Mi Pay app

  • Select the option to add a bank account

  • Enter the bank account details

  • Complete the SMS verification for final confirmation


Xiaomi had launched Mi Pay in 2016 in China. The payments service works on NFC technology. The Indian version would be slightly different from the NFC powered Mi pay in China. The deep integration with MIUI is an advantage of Mi Pay. Xiaomi already has a wide user base to make the competition slightly easy.