Realme PaySa Announced In India: Offering Individual Loans & More

author Anusha Content Writer

Realme just launched its financial service platform, PaySa Loan in India. The Realme PaySa will be available for the Android phones in a few months. 

Currently, curious users can download the beta app from the Google Play Store and can start using some of the settings available at launch. The app will be later pre-installed on all Realme devices.

The Chinese company has partnered with Oppo-owned fintech startup FinShell to enable a range of financial services through the Realme PaySa platform. An Android app of Realme PaySa has also been introduced with features such as free credit report, screen insurance, and personal loans.

If you remember the Xiaomi Mi Credit which also launched recently and the Realme PaySa is similar, and it will offer financial services in these critical sectors- lending, savings and protection, payments and tools for business. 

Note: Download Realme PaySa App From Here


Realme PaySa

At this moment, the Realme PaySa services will go active with some of the features only. The company makes sure that all the transaction data will be stored in India and Realme is employing the latest in IT security to keep everything safe. The app will also offer transparent permissions.

The services have been made more friendly as the Realme PaySa will come with a human customer service that will have a conversation (in chat) with both in English and Hinglish language for all the users in India. The customer service will be available all 16 hours a day across seven days a week.

Currently, Realme PaySa will be available in beta only on the Google Play Store, and it will launch with limited features for now.

Features Of Realme PaySa App

In the Realme PaySa Launch, there will be few features for you to take the loan more quickly and have the knowledge about it before you take the loan through Realme PaySa. 

Free Credit Report

The newly launch Realme PaySa in India will generate a free credit report in less than one minute for all the Indian users. The credit report will get free, but for the first three only and rest, there will be some changes. The Credit Report of the Realme PaySa will be generated in the partnership with CreditMantri. 

Personal Loan

To all the users in India, the Realme PaySa will offer fully digital loans, ranging starting from Rs. 8,000and will go up to Rs. 1 Lakh. The loans will be paid in an average time of five minutes. Payment tenures will vary from 3 months to a maximum of 12 months. The loans will be spent in partnership with EarlySalary.

Screen Insurance

The Realme PaySa is not just about the loan on your phone but also for the users who broke their mobile display they will also get the screen insurance in only 5 minutes for both old and new smartphones. The purpose and claim will be completely digital, and Realme has partnered with ICICI Lombard for the insurance.

Business Loan

The newly launch Realme PaySa with payout the loan for micro and small businesses too. All the Business owners can now take the loan via Realme PaySa starting from Rs. 50,000 and will go up till Rs. 5 Lakhs. 

Everything will get done digitally with the flexible tenures for repayment, and it will cover 90 percent of postal codes in the country. Realme has a partnership with leading kart for giving these loans.

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