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761 days ago How to Use Mobikwik Zip Balance?
Sameer Content Writer
ZIP Pay later is the special credit service of Mobikwik. You get up to Rs. 60,000 credit in your Mobikwik Zip Balance.
Before you sign-up for Mobikwik Zip, it is worth knowing How to use Mobikwik Zip Balance. You can use Zip balance for recharge and bill payments.
But the main concern of most users is on which website they can use Zip balance. Does the Zip wallet really work as a digital credit card? Is it possible to transfer Zip Balance to bank account?
Answers to all your queries on How to Use Zip balance are just a few scrolls away. Keep reading the post till the end to know whether Mobikwik Zip Pay later is worth it?
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Where to Use Mobikwik Zip Balance?
Mobikwik Zip balance can be used at 1 lakh+ merchants. You can use ZIP Pay Later to order groceries, electronics, medicines, clothes, food, utility payments and more.
To use the Zip Balance, choose Mobikwik as the payment mode on the merchant site. The transaction will be processed instantly.
Mobikwik Zip bill is generated on the 16th and 1st of every month. You have 5 days to repay the bill. If the bill is not cleared by the due date, then a penalty will be applicable depending on the bill amount and the number of days for which the payment is delayed.
How to Use Mobikwik Zip Balance For Recharge and Bill Payments?
It is easy to use Mobikwik Zip balance for recharge and bill payment on the Mobikwik app or website.
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Open the Mobikwik App
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Select a category of your choice
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Enter the bill payment
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Proceed to payment
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Select Zip Wallet as the preferred payment mode
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Complete the transaction
How to Use Mobikwik Zip Balance For Buying Gift Cards?
You can also use your Zip balance to buy gift cards of your favourite brands. Select the Gift card option and choose a brand to proceed with the payment.
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Open the Mobikwik App
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Select Gift Card Option
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Choose a Gift card to purchase
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Proceed to payment
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Select Zip Balance as the preferred payment mode
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Complete the transaction
How to use Mobikwik Zip Balance For Online Shopping?
You can use Zip balance to shop online from sites such as Mnytra. Add products to the cart on Myntra and proceed to payment. You need to choose Mobikwik as the payment method. Enter your number linked to Mobikwik and verify with OTP to complete the transaction.
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Add products to Cart
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Proceed to checkout
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Select Mobikwik as the preferred payment mode
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Enter your registered number
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Verify with OTP
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Payment will be processed instantly
How to Transfer Mobikwik Zip Balance to Bank Account?
Unfortunately, it is not possible to use Zip balance to bank account. After browsing through different sites, I have seen some mention of Buy Gold or Paying rent using Mobikwik Zip balance.
You can try these tricks at your own risk, but before you go ahead with such transactions, beware of the additional charges incurred for such payments. A 2.65% convenience fee for rent payments will be applied to your transaction.
Conclusion
These are the different ways to use Mobikwik Zip Balance. The money in your Zip account can be used for different transactions. You can use Zip Balance for recharge, bill payments, shopping, food ordering etc. MobiKwik Zip balance can also be used at leading sites such as Myntra, BigBasket, Swiggy, MakeMyTrip, Zomato, Pharmaeasy, etc.
Frequently Asked Questions
Q1. Can I transfer my MobiKwik Zip balance to bank account?
A1. Currently, there is no such option to transfer Zip balance to a bank account.
Q2. Is MobiKwik Zip a credit card?
A2. Mobikwik Zip is a digital credit card that can be used for different transactions. You can get up to Rs. 60,000 credit limit in your Zip wallet.
Q3. Where Can I Use Mobikwik Zip balance?
A3. You can use Zip balance on Myntra, BigBasket, Swiggy, MakeMyTrip, Zomato, Pharmaeasy, & more.
About Author
Sameer
Content WriterI’m an engineer that accidentally fell in love with words. I write about things that I like and things that I don’t, mainly in the online shopping sphere.
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