Managing lots of cash is a tough task now a days. It is better to do online instant transactions and BHIM UPI will help you to do this in a secured way. There are so many benefits of Using UPI in digital transaction such as single click access, better security etc.
I know most of you like to prefer digital payment methods and why not? It reduces our task to managing the cash. We all use Different payment applications but you can not use several banking features from different banks at the same time, which might create problems for you. But what if I say that, you can use Multiple bank accounts in a single Mobile application! well, it is possible through UPI. Let me tell you about it in detail.
The full form of UPI is Unified Payment Interface.This interface allows you to use several bank accounts into a single payment application.You can use it, it works as a unique identifier for bank transactions. If you want fast and safe bank transactions, then UPI is the answer for you. You do not need to enter your bank account and credit card details to complete the payment. You just have to use the mobile number that is connected to your bank account and UPI will automatically fetch the required details to complete the payment.
Here are the steps are written below that you have to follow for UPI registration.
1- Log In to UPI based payment application.
2- Click On Send Money option on the application.
3- In the next step, fill up the required details like Virtual Address of receiver, Amount, Bank account etc.
4- Click On "Next".
5- Now, check the all the details again on this next page.
6- Click On "Next".
7- Now, Enter your UPI Pin to complete the payment.
8- That's it! you have successfully Sent the money.
1- Log in to UPI Based Mobile application.
2- Click on "Request Money"
3- Now fill the details in the form. For example- virtual id, amount etc.
4- Select the bank account.
5-Click on "next".
6- Recheck all the details on the confirmation page.
7-Click On "Next".
8- Now, the payer has to enter the UPI-PIN.
9- Click On "Submit".
Apart from BHIM, there are some other Mobile wallets that have integrated BHIM UPI. You can also use those App wallets but for that, you have to enable the UPI to your digital wallet. Integrating UPI to other wallets is a one time process and once you successfully done that you will be able to do transactions in a more secure way. So, the steps are written below to add BHIM UPI to your Payment app wallet.
NOTE- Every UPI based App wallet have the almost same process to Add the UPI Feature. This is a Generalised Method For integration Of UPI.