How to Redeem HDFC Bank Reward Points to Cash

author Sapana Content Writer


Nowadays, it is very common to see people using Debit/ Credit Cards for making different transactions. If you too enjoy a host of benefits and advantages that these cards provide, then we have something more for you.

Because apart from the ease and convenience, you get extra advantages of using a Debit Card that is the Reward Points.

Reward Points are points or credits accumulated in your name for specific frequency or volume of transactions.

Every time you use your HDFC Debit or Credit Card(or any other bank card) for a particular transaction, the bank earns some amount of money as an 'interchange' fee and you earn reward points. 

Meanwhile, if you are interested in offers to shop more, then do check out HDFC credit card offer.

How to redeem HDFC Reward Points?


The moment you earn specific Reward Points, there is a craving that starts to redeem them. Usually, redemption is easy. They can be redeemed online, following an easy procedure.

Follow the steps below to redeem your Hdfc reward points into cash:

  • Click here to log in to your HDFC Bank website.

  • Now click on the cards tab.

  • Next, click on the ‘Enquire’ tab in the Debit Card section.

  • You will be taken to the next page, click on the ‘Cashback Enquiry and Redemption’ tab.

  • It’s time to select the account number for which you want to redeem the points and yes choose cash here to redeem the Reward Points. 

Other Ways To Redeem your Bank Reward Points

The Bank Reward points can be redeemed online. Online redemption is a convenient and accessible way to regain your Reward Points as it does not need calling up the bank's customer care.  

  • The common and very frequently used redemption way is to buy something from their portals according to the points earn and get them delivered at your place.

  • The next one is to convert reward points into air miles and use them to purchase air tickets. This can prove beneficial for you if you are a frequent Air traveler.

  • Under some loyalty programs, you receive a points-plus-pay option, where you can use the points and pay the balance to get what you want.

  • Under other loyalty programs, you receive the annual fee, in exchange for the Reward Points.

These Reward Points are used to encourage you to make greater use of Debit and credit cards. As you accumulate specific points, you are given a reward or certain benefits. 

The best thing is that you can convert them in the form of discounts or cash backs.

Frequently Asked Questions

Q. Can I redeem HDFC reward points in cash?

  1. Yes, you can redeem HDFC reward points in cash. You need to remember that this is only applicable for the HDFC Money Back Card.


Q. Can I convert HDFC Regalia reward points to cash?

A. As an HDFC Regalia/Regalia First Credit Cardholder, you can redeem your reward points for a wide range of products and gift vouchers. But as mentioned above, redemption to cash is only applicable for the HDFC Money Back Card.

Q. What is the value of HDFC reward points?

A. HDFC Reward points are awarded for expenses on the credit card. Once a customer reaches at least 500 reward points, they can redeem it from several options ranging across gift vouchers, products, discounts, and air miles.

Q.What is 10x reward points HDFC?

A. HDFC 10x reward points is a fantastic program for HDFC credit cardholder to earn 10 times more reward points. You can use these points on travel, shopping, and entertainment.


About Author



Content Writer

A Blogger and Content writer,and Quoran who loves to help people in making their lives better. Ask me about tech and personal growth. Crazy about chess and badminton. A helicopter mom with dreams and vibrancy.

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