HDFC Smartbuy Offer: Flights, Buses, Shopping and More

Get up to 10X reward points and 5% cashback on HDFC bank credit or debit card with the HDFC Smartbuy Offer. 

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SmartBuy is an HDFC bank's e-commerce initiative to create an exclusive portal that offers a range of products from travel, entertainment, bill payments, electronics, fashion, books and many more.

There are different categories for which you can avail HDFC Smartbuy Offer, including booking tickets for Bus, flights, rail, and also on your hotel bookings.

You can even get discounts on shopping on Amazon or Flipkart exclusive stores. Avail your personal services online to get cashback and great deals with the Smartbuy HDFC credit card offer.  

To know more about the offer details, keep reading! 

If you love to shop on Amazon and own an HDFC card, then get to know the cashback deals with the Amazon HDFC Bank Offers

HDFC Smartbuy Offer Details 

With the HDFC Smartbuy offer, you can get ten times reward points on HDFC Bank Infinia or Diners Card or Regalia Credit Card. 

Also, get up to 5% Cashback on other HDFC Bank Credit Cards, and 5% Cashback on HDFC Bank Debit Card on transacting through Smartbuy.

You can earn a maximum cashback : 

  • On infinia credit card and receive around 25000 per month. 

  • On diners black credit card and get Rs. 15000 per month. 

  • On other diners variant or regalia variant credit card and get Rs. 5000 per month. 

  • On using other HDFC bank credit cards or debit cards and get Rs.1000/- per month.

  • The offer is valid till 31st March 2020


How to Avail HDFC Smartbuy offer?

  • Go to HDFC bank Smartbuy page from here

  • Choose the desired section of your choice. 

  • Select the appropriate option in the category. 

  • Enter all the details.

  • Proceed to Payment.

  • You have to use an HDFC bank credit card or debit card to avail the HDFC Smartbuy offer.




HDFC Smartbuy Flight offer

If you want to book your flight tickets online and save your time, make sure you do it with the HDFC Smartbuy flight offer to avail 5% discount on your purchase. To avail the offer, follow the simple steps. 

  • Go to HDFC Bank SmartBuy page. 

  • Click on the Flights Section.

  • Select your flights, compare the prices. 

  • Enter details Proceed to Payment.

  • Use your HDFC Bank Credit Card / Debit Card. 

HDFC Smartbuy Bus offer 

If you are a frequent traveller, then book your bus tickets online with the HDFC Smartbuy Bus offer to get up to 5% cashback on your bookings. 

To avail the offer, make sure you keep in mind the listed steps. 

  1. First, go to HDFC Bank SmartBuy page Bus Section.

  2. Then select your Bus. 

  3. Enter details. 

  4. Proceed to Payment.

  5. Use HDFC bank Credit Card / Debit Card. 

HDFC Smartbuy Rail offer 

Train journeys are the most memorable ones. Before you plan a trip, book your train tickets in advance with the HDFC Smartbuy Rail offer to get amazing rewards and also 5% cashback.  

To avail the cashback, just perform the steps below. 

  1. You need to visit HDFC Bank SmartBuy page Rail section.

  2. Select your Train.

  3. Enter details. 

  4. Login with IRCTC login Id.

  5. Proceed to Payment.

  6. Use HDFC bank Credit Card / Debit Card. 

HDFC Smartbuy Hotel offer 

Planning for a domestic or international trip? Before you do, remember to book your hotel online by choosing the best among the available options. You can receive a cashback of up to 5% with the HDFC Smartbuy Hotel offer. 

To avail the offer, follow the simple steps. 

  1. Visit the HDFC Bank SmartBuy page Hotels Section.

  2. Select your Hotel.

  3. Compare the prices of all the hotels and then select the right one for you.

  4. Enter details and proceed to pay.

  5. Use HDFC bank Credit Card / Debit Card. 

HDFC Smartbuy Instant vouchers 

If you are willing to receive instant coupons of 10X reward points and also 5% cashback on your shopping with HDFC Smartbuy, then follow the listed steps below. 

  1. Go to HDFC Bank SmartBuy page Instant Vouchers Section.

  2. Select your desired voucher.

  3. Sign-up with a new account. 

  4. Proceed to Payment after entering all the details.

  5. Use HDFC bank Credit Card / Debit Card.

HDFC Smartbuy Flipkart offer

Flipkart is one of the popular online shopping websites. To avail cashback of 5% and 10X reward points, visit the Flipkart exclusive store and pay via HDFC bank. 

  • Go to HDFC Bank SmartBuy Flipkart store. 

  • Select your product 

  • Proceed to checkout.

  • Make sure you use HDFC bank Credit Card / Debit Card. 


Click Here For More Details


HDFC Smartbuy Amazon offer 

Shopping on Amazon will be excellent for you if you do it with the HDFC Smartbuy Amazon offer. You can purchase your favourite products on Amazon and get them at discounted rates with 5% cashback. 

To avail the offer: 

  1. Visit HDFC Bank SmartBuy. 

  2. Select Amazon Tab.

  3. Enter your Mobile number.

  4. Search for the product you wish to buy. 

  5. Add the product to the cart on Amazon. 

  6. Use HDFC bank Credit Card / Debit Card. 



HDFC Smartbuy Compare and shop offer 

You can get a chance to compare among merchants and then shop for the appropriate product. Follow the listed steps below to avail 5% cashback with the offer:

  1. Visit HDFC Bank SmartBuy Compare and Shop section.

  2. Search for your product.

  3. You can compare prices and then select the right one for you. 

  4. Enter your Mobile number and the last four digit card number.

  5. Purchase the same product using HDFC Bank Credit / Debit Card.

Terms and Conditions 

  • The offer is valid on successful transactions completed on Smartbuy under categories Flights, Hotels, Bus, Rail, Instant Vouchers, Flipkart Store in SmartBuy, Amazon Store in SmartBuy and Compare and Shop section in SmartBuy.

  • The offer is applicable for full Payment across all categories and also applicable on Credit card or debit card Easy EMI Transaction. 

  • This offer is non-encashable and not extendable. 

  • Your reward points or cashback gets credited within 90 days from the last date of your transaction.

  • HDFC has the right to alter any of the terms and conditions without any prior notice. 

That is all about HDFC Smartbuy offer. If you are an HDFC bank user, you can avail discounts with the HDFC bank Smartbuy offers. 

Now, you can save up to Rs 5,000 on Fashion, Food, Travel and more with the HDFC Credit Card Offers

Frequently Asked Questions 

Q1. What is HDFC Bank SmartBuy?

A1. SmartBuy is a platform for the display of offers extended by Merchants to HDFC Bank's Customers. If you proceed from here and purchase any Product/Service will only be through the HDFC Bank's credit/debit cards/net banking facility.

Q2. How can I use HDFC Smart Buy?

A2. You have to go to HDFC Bank SmartBuy ➜ Click on Flights tab ➜ Search your Flights ➜ Compare ticket prices across brands ➜ Select the lowest Price. Enter details proceed to Payment. You need to use HDFC Bank Credit Card / Debit Card to avail the offer.

Q3. How can I get a Flipkart offer in HDFC?

A3. HDFC users can receive a 5% discount on Flipkart. So, shop and pay via your HDFC Credit Card to get extra cashback when you buy for different products. 

Q4. Q4. What is 10x Rp benefit on purchasing via SmartBuy?

A4. '10X Reward Points' means ten times the reward points that you could earn on the eligible transaction.