What to Look for on Sports Betting Websites?

A sports betting platform is just the top of the iceberg. The iceberg itself is a complex human-oriented business that entertains you and gives opportunity to monetize your knowledge. Therefore, when visiting their website, you should pay attention to the features that indicate their authority and experience: 

• A bookmaker’s legacy. The platform for betting should be properly licensed. 
• The value of the odds. Often, the same event and the same outcome can have different odds on different sites. It’s better to choose one with the highest odds. 
• Selection of sports. The best platforms offer not only the most common sports but more exotic options like golf, Gaelic football, or greyhound racing. 
• User-friendly design. If you open the website and can’t figure out what to do, it’s not your choice. A reputable bookmaker cares about the convenience of users. 

These features are basic filters that will prevent you from selecting a junky platform.

What to do once the choice is done? 

Navigating the excellent platform isn’t that difficult. First, you can check the main categories and events you want to bet on. However, before you do this, make sure you are registered correctly. This process will take a few minutes but is necessary to place bets. Perhaps, you’ll need to provide documents and confirm your age. Another important detail is the welcome bonus. Typically, you are entitled to this after registration. Make sure you have received it.  

Now, you are ready to succeed in guessing the results of sports events. It could become your passion or even a side hustle if you manage to develop an effective betting strategy. Good luck! 

The post How to Choose a Sports Betting Platform? appeared first on FreeKaaMaal Blog.

Journaling is a great way to learn more about yourself. If you want to start journaling but find it hard to keep up with this practice, then Digital journaling is a convenient way to log key events and memories. There are a lot of Journal apps that focus on self-care and reflection. 
The best journal apps come with many exciting features that you could never get in a regular notebook. So whether you are just journaling practice or switching from analog to digital, check out the best journal apps in India.

1. Daylio

Daylio is an excellent option for those who don't want to write long. Create a daily entry with the tap of your finger. It is effortless to log your daily activities in the app. Daylio also gives you the option to export your entries to cloud storage and PDF. Use the Daylio app to improve your mental, emotional, and physical health, 

• Big database of icons and emojis for custom activities
• Explore monthly or yearly statistics
• Customize color themes
• Dark mode
• Create daily, weekly or monthly goals
• Share statistics with your friends
• Turn on PIN lock for safety
• Export PDF to share, print, or analyze your entries

2. The Five Minute Journal

The Five Minute Journal uses the guided gratitude journaling format to make your life happier. This app makes your daily journaling practice easy enough. 

You will love the simple design of this app that makes you think about positive things. It comes with many useful features such as timeline view, daily quotes, weekly challenges, and guided journaling.

You can choose passcode or touch ID protection for privacy. In addition, the app allows users to back up data to PDF, HTML, and Dropbox. 

• Secure passcode or Touch ID protection.
• Compatible With Android devices, iPhone, Mac app, iPad app, and Apple Watch companion app.
• Easily backup available to PDF, HTML, Dropbox, and more. 
• Guided flow to make journaling easy
• Daily reminders and notifications
• Timeline view to track your progress
• Daily quotes and challenges

3. Diaro

Record your daily activities, events, thoughts, ideas, and feelings on Diaro. It is a multi-platform diary that syncs with all your devices.

Organize your daily entries and notes in an easy manner. It comes with PIN and fingerprint security to protect your privacy.
It comes with different UI colors and themes to give a personalized feel. The powerful search and filter function helps organize daily journal entries. You can also use folders, tags, and locations.

Easy backup is available to import/export your entries to PDF, Docx, or Txt. It also gives interesting stats as per your entries. 

• PIN, Security code, or fingerprint protection.
• Multiple UI colors and themes
• Search and filter function to organize entries.
• Easy backup and restore option
• Organize entries based on date, folder, location, tags, or keywords

4. Reflectly

Reflectly is a journaling app that comes with many powerful features. It is your digital diary to track your mood and boost happiness.
This intelligent journal app gives you personalized affirmations and motivations as well.

The app uses cognitive behavioral therapy to improve your mood and help on your self-care journey. In addition, it uses AI and smart tech to show your mood correlations. 

• Morning motivation & daily quotes to help your self-care routine
• Mood correlations & graphs to track your progress
• It helps build a cycle of positivity
• Daily insights to improve your mood and increase happiness
• Personalized affirmations

5. Presently: A Gratitude Journal

Presently is a gratitude journaling app. Record daily moments of gratitude also reflect on past moments. Also, get quotes to find motivation for your self-care journey.

Use fingerprint or face id to lock your entries. Then, you can share your entries easily with friends and family. Choose your favorite color scheme for a personalized feel.

• Record daily moments of gratitude
• Find motivation through quotes
• Set daily reminders never to miss your gratitude practice
• Fingerprint and face id protection
• Export/import your entries in different formats
• Choose your favorite color scheme for a personalized feel

6. HabitYou – Habit Tracker, Journal Diary, Planner

HabitYou is a habit tracker app that lets you set reminders, track streaks, and mark habits. You also get rewarded with medals for achieving the set goals.

It also has a day planner and daily journal features. The app has a beautiful interface that is also simple to use. Improve your health and fitness by using an exercise tracker or squat challenge.

Visualize your progress via graphs for tracking goals. There is also a life goal dashboard to give an overview of habits and life goals.

• Daily journal and habit tracker app
• Add images and text to your habit tracker
• Visualize your progress in graphs
• Set short and long term goals
• Different habit categories to provide a better experience.

7. My Diary

My diary lets you add pictures as well to make your journal more interesting. There is also support for adding stickers, themes, fonts, and moods. 
Protect your memories with a password. You can also sync your diary entries to Google Drive or Dropbox. The customizable journaling app lets us change the background for a more personalized feel.
Use the eye protection mode to keep your eyes safe from extended screen time. In addition, you can export your diary entries to PDF or text. 

• Customizable, Easy & beautiful journaling App 
• Eye protection mode
• Fingerprint and passcode protection
• Add pictures or videos to your daily journal

When it comes to choosing a journaling app, the user interface is a key factor and different people will find it easy to get accustomed to different apps. But there are certain crucial features, such as the option to import and back up your journal. 

Some of these apps also allow users to add pictures, videos, and set different backgrounds for a more personalized feel. Some apps, such as HabitYou, also come with a daily planner to set goals and habits. At the same time, The Five Minute Journal focuses on gratitude. So you get different features with these journaling apps; choose the one that matches your journaling practice.

The post Best Journal Apps For Self-care & Motivation appeared first on FreeKaaMaal Blog.

Vaccination for all adults between the ages of 18 and 44 has now started, and people can register online easily on a number of platforms. But it is very difficult to find the right slot for your vaccination.

Slots are filled up very quickly, and searching for them through the CoWIN portal manually to find an appointment is cumbersome and very slow. This is most likely because of the massive number of people trying to use the platform to get vaccinated.

However, there are several developers who have been creating online resources to make it simpler for people to figure out when the next appointment is available, to make it simpler and quicker to book a COVID vaccination through the CoWIN platform.

These sites send alerts to users using email or chat services like Telegram to let them know when the next appointment is available near them. Although the registration process on CoWIN is quite simple, Vaccination Appointment Trackers resolve some of the hassles of booking an appointment by reducing the amount of time spent searching for slots. While these sites offer alerts to an open slot nearby, you will still have to check the CoWIN portal to confirm an appointment.

Vaccination Appointment Trackers only help you find slots, not book slots. These alerts are real-time, so users will have to act fast.

1. Under45.in

This is an excellent website for checking slots on the CoWIN platform. You can use it to get alerts on Telegram by joining the group chat of the site. It is developed by Berty Thomas, who has come up with this website to assist people aged 18-44 to search for open slots for vaccination nearby.

The CoWIN platform shows a number of results in the 18 to 44 category, and it can be challenging to find open slots within the results; therefore, this is a very useful website to get all the necessary details of the empty and available slots for vaccination.

Here is how you can use this site.

• Visit the Under45.in website by clicking on the link here.
• Enter your state.
• Next, enter your district.
• After that, you can check out the details by joining the Telegram group.
• Once you have done that, you can get regular updates on Telegram.

2. Getjab.in

ISB alumni Shyam Sunder and his friends have come together to develop a website called getjab.in to assist people in getting notified over email alerts on available vaccination slots nearby.

The site sends email alerts to all those who sign up requesting notifications on open slots in their district. The site is very easy to use.

Simply enter your name, district, and email ID, and you will receive an email whenever there is a slot available in your specified district. Here is how you can use this site.

• Visit the vaccination website by clicking on the link here.
• Enter your name.
• Next, enter your district.
• After that, enter your email id in the space given.
• You can also enter your mobile number.
• Click on "Get Notified" to get updates.

3. FindSlot.in

Another website that can help users quickly navigate through vaccine appointment bookings is FindSlot.in. It uses the CoWIN open API to allow individuals to search by their city, or by their PIN code, or to enter their State and District to find the nearest booking for a COVID-19 vaccine.

As with the other websites mentioned, FindSlot also only lets you look for a booking. To confirm your bookings, you will still need to visit the CoWIN App or website. Here is how you can use this site.

• Visit the website by clicking on the link here.
• Enter your city name.
• Next, enter your age group.
• You can also enter your pin code in the space given.
• Slots can be searched on the basis of states and districts.
• Click on ''Search'' to get updates.

4. COVID-19 Vaccine Tracker for India

Developer Amit Agarwal has created an open-source vaccine tracker that monitors the vaccine appointment availability nearby and will send email alerts whenever slots become available. It is an excellent platform for users to check and make the most of while booking vaccination appointments.

It is one of the most popular methods to search for slot availability for all age groups on the COVID Vaccine platform in India, ie. CoWIN. Here are the steps to follow on the platform.

• Click here to head to Google Sheets.
• Select the "Make A Copy" option to replicate it in your Google Drive.
• Select the "Vaccine Tracker"' option in the menu, and then click on "Enable."
• Finish the Sign-In process, and select Go to Vaccine Alerts.
• Enter your pin code, your age eligibility, and select the "Create Email Alert" button.
• The Google Sheet will run this monitor every day and send an email at 8 am, indicating the availability of vaccine appointments in your specified areas.

So these were some of the methods that you can explore to look for slots availability nearby. Vaccination is very important to help end the pandemic, and with the help of these platforms, you can quickly look for open slots at your nearest vaccination centers. For more such informative articles, blogs, and updates, keep following this site.

The post 4 Vaccination Appointment Trackers For Live Alerts appeared first on FreeKaaMaal Blog.

The increased social distancing and uncertain future has turned our life upside down. We are mostly confined to the four walls of our house. It can be hard to cope with this state of stress and fear about Covid-19. Managing your mental health during this time is more crucial. Here are some tips to stay calm during these unprecedented times.

1. Focus on what you can control

It is over one year, and we still have limited knowledge about Covid-19. It is easy to get engaged in the wrong thoughts we have no power over in such a situation. Worrying about all the things that could happen and predicting the future can make us feel helpless and scared.
At such a time, it is crucial to bring your attention back to the things that we can control because thoughts create emotions.
When you focus on things that are not within your control, you’re also wasting your energy. Stop draining your energy on such things to start thinking clearly.

2. Keep healthy routines

Create a sense of order by maintaining healthy routines. You can benefit significantly from routines that are flexible. With the usual routines out of place, create new bedtime and other practices.
During a pandemic, it is easy to lose track of time when you are confined to the walls of your home. Establish new daily schedules for lunch, exercise, music, television, and online social time with friends.

3. Create moments of joy

"Joy is a profound sense of well-being in any circumstance."
What brings you Joy? Do you want to know the secret of people who seem to be naturally joyful? The desire to learn what it takes to be joyful is a great start. Specific exercises and activities help remain in a state of joy. Your favorite memories of joyful times also help recapture those feelings. You can try breathwork to connect with your authentic feelings. For some people listening to music can improve mood and make them feel joyful.

4. Try meditation

The word meditation often causes confusion in many people, meditation is simply awareness. The foundation for meditation is not confusing or complex.
There are different types of meditation. You can start with mindfulness meditation which is about participating in every moment with awareness and understanding. It is the simplest form of meditation to live right in this moment.
Studies demonstrate that meditating for a short time makes us feel relaxed and decreases the sense of anxiety and depression.
If you are new to this practice, then Meditation apps can really help to get started. There are plenty of free and paid meditation apps available on iOS and Android.

5. Engage in fun activities to divert your mind

To divert your mind, plan your daily activities in advance. You can make a list of hobbies or activities to keep yourself occupied and stay away from negative thoughts. It is also a great idea to engage in online courses and webinars.
A hobby is doing something that you have a deep interest or passion for and want to do all day long. It returns a sense of self-fulfillment and many positive rewards.
These activities also help us rediscover ourselves because we have to put in knowledge and skills. Start with a list of activities and interests that intrigue you.

6. Limit your time on social media to avoid panic

When practicing social distancing, it is easy to spend hours on social media. Heavy social media use also kills your attention span, impacts your sleep, and increases depression.
The spread of false information and fear is common in such situations. Some social media channels facilitate important conversations, but they also allow sensationalism and misinformation to spread fast. Too much information can make us more anxious. So it is better to limit your exposure to social media and also trust only authentic sources for any information.

7. Reach out and be empathetic

It is essential that while maintaining social distance, we become more emotionally available to people. Reaching out to your friends and loved ones is easier than ever with video and group calling apps such as Zoom, Skype, Whatsapp, etc.
You can also watch movies and enjoy music together. With the apps, you can also reach out to elderly neighbors or live alone to help them with groceries and daily essentials.

That's all about the tips to stay calm during Covid. It is crucial to understand that you cannot control certain things, but you can take care of yourself by exercising, eating the right food, and staying with your family. While staying positive is great, but you should not avoid necessary precautions. Make this time your opportunity to do things that you have been missing for years due to the busy schedules. If you plan correctly, you will not complain about the lack of time to take care of yourself.

The post 7 Tips To Stay Calm During Covid-19 appeared first on FreeKaaMaal Blog.

If you are someone in your late 20s or early 30s, the last thing on your mind is life insurance. You may have tuned out any advice related to term insurance policy coverage, thinking that it is not your concern right now. But financial planning is not something you keep for the later part of your life. Ideally, when you are in your late 50s is when you would reap the benefits of all the investment decisions you took in your younger years.

So if you are at an age where your responsibilities are minimal, and your disposable income is the highest, then now would be an excellent time to consider financial planning. That being said, life insurance is an essential part of that financial planning that will not only help you secure your family’s financial future but also save tax in the process.

There are many such life insurance products that you can incorporate in your tax saving investment portfolio that will help you meet your financial goals at various stages of your life. Let us discuss each one of them individually.

• Term Insurance

A term plan is a life insurance product that offers protection against potential financial loss that may arise out of your premature demise. In such an event, the policy nominee will get the sum assured that it would help them pay for their expenses and maintain their lifestyle, even in your absence.

When choosing a term plan, you must look for a policy that offers the best maturity benefit and financial stability to your loved ones.

It is the purest form of life cover that is useful in providing your dependents with a survival fund to sail through life in case something happens to you. You can also use the sum assured to cover the repayment of a debt by assigning your term plan to a creditor.

Simply put, a term insurance policy is one of the most common tax saving investments that are designed to protect your family against unforeseen circumstances. When choosing a term insurance policy, make sure you have carefully assessed your needs and identified the future requirements of your family members to arrive at a suitable sum assured that you could afford for an extended period.

• Unit Linked Insurance Plans (ULIPs)

ULIPs are a combination of life insurance policy with an element of investment that not only provides financial coverage to your family but also help you create wealth over some time.

Life insurance products such as Unit Linked Insurance Plans (ULIPs) can help overcome the effects of inflation on your financial goals by providing you with the option to invest in equity, a market entity known to deliver the best results across all asset classes.

When you invest in ULIP, a portion of your premium is allocated for the insurance cover while the remaining is invested in equity funds. You can choose from various asset classes to decide the fund allocation between equity and debt.

• Child Plans 

Once the joy of becoming a parent subsides, the reality sets in that you have to start planning your child’s future right now. This is why you need to consider child plans. Don’t be misled into believing that a term insurance policy is enough to pay for your child’s needs in your absence. However, your child will have different needs as they grow up, and life insurance alone will not be able to cut.

A child plan is a combination of insurance and investment that not only secures your child’s future financially but also provides financial aid across various stages of their life. You will be able to comfortably pay for their education abroad and even set aside a fund for their marriage!

• Retirement Plans

Advanced medical facilities have increased the average life expectancy over the years. As a result, you can live longer with longer retirement years at the end of your work life. Since you have a lot of active years left, it is essential to have a substantial corpus so that you can maintain your lifestyle and enjoy the fruits of your labour without being dependent on anyone.

There are tons of pension plans that are geared towards building your savings during your earning years so that you can get a hefty sum on your retirement. This lumpsum amount from a term plan can be used to live out of your days in peace – without any monetary obligation on your children.

No need to seek help from relatives or liquidate your assets to pay for yourself through your old age. Choose the right life insurance product in the form of an annuity. Annuities bought from the retirement corpus can be either used to give you a fixed income for a specified period or your lifetime.

These life insurance products should make up the investment portfolio that will help you stay financially independent through various stages of your life. You can easily find online insurance products from reputable insurers such as Max Life Insurance that allow you to calculate the premiums and review the policies thoroughly before making an investment decision. Choose the right combination of these plans to cover all your bases.

The post Plan Your Life Better With These Life Term Insurance Policies appeared first on FreeKaaMaal Blog.

Australian National University

The Australian National University is one of the top-30 institutions of higher education in the world and is the leading institution in Australia and Oceania. The university started working with edX a few years ago, and today, anyone can take courses at this prestigious institution for free. In particular, the Australian National University offers free classes in management, project management, marketing, business communications, astrophysics, and other disciplines.

Stanford University

The world-renowned Stanford University aims to provide access to quality education to as many people as possible worldwide. That’s why the university has created the Stanford Online platform. Its base offers more than 160 online courses. According to the university, Stanford Online Courses are popular among students around the world, primarily among users from Europe, Asia, and Russia. In addition to free online courses, the training platform also offers degree and certificate programs to students. You can study in such areas as biotechnology, artificial intelligence, ecology, cybersecurity, business and management, biomedicine, chemical engineering, computer science, software development, and others.

Imperial College London

Imperial College London is one of the most prestigious and expensive educational institutions in Great Britain. In addition, the university is rapidly developing free online education based on ImperialX, which allows anyone to get acquainted with the university teaching materials and obtain the best knowledge in various fields. At the moment, you can take free university courses in ecology and renewable energy, mathematics, finance, big data analysis, and so on. Imperial College London also offers an A-levels maths course and an MBA course in an online format.

Harvard University

According to QS World University Rankings 2019, Harvard University, together with MIT and Stanford Universities, forms the top-three universities not only in America but around the world. As one of the most prestigious educational institutions, Harvard is also one of the leading providers of free online education. The full list of free and paid online courses of the university is available on its website. Here you can find full free courses in arts and design, business, humanities, programming, computer science, medicine, social, and natural sciences. Free Harvard courses are also available on the popular edX educational platform. This resource offers courses ranging from world literature masterpieces and the XX century opera history courses to Python and JavaScript programming languages, Chinese history courses, and the formation of Buddhism.

Hong Kong Polytechnic University

Asian education is becoming more prestigious and of higher quality every year. Some experts estimate that in the near future, it will not only catch up with European and American educations in terms of popularity and quality but even outpace them. Besides, Asian universities are already becoming more and more visible in the arena of MOOC education. Hong Kong Polytechnic University is one of the leaders in Asian free online education. The university offers its users all over the world free English courses in such fields as business, management, big data, English, anatomy, hospitality, tourism, marketing, and others.

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Many professionals are looking for a way to increase their marketability and one of the ways to achieve this is by getting a certificate. Earning a credential in the area of your career specialty is an excellent method to increase your worth in the job market. There are various certifications.that you can pursue in order to increase your job potentials, especially in the IT industry. Earning a credential requires writing and passing one or several exams, what usually requires a lot of dedicated studies.

When it comes to preparing for a certification exam, there are many online platforms that are available for you to explore. PrepAway is one of such websites. This is an online-based platform that offers free study tools for the professionals planning to write a test in the sphere of IT. The site offers various online courses that are developed based on the exam objectives of the specific IT certification. Using this resource platform is safe and pretty straightforward.

Main Purpose of PrepAway

PrepAway website is designed to provide educational assistance to those who want to easily pass a certification exam. It is a test preparation platform, and its major aim is to give the users an edge over their colleagues in their line of work. It also helps develop exceptional skills, such as critical thinking, confidence, effective communications, teamwork, delegation skills, and research capability. It is also a reliable source of extensive knowledge in the specific IT career path.

What Does PrepAway Offer?

There are numerous benefits that come with using PrepAway for your exam preparation. Apart from the distinct features on the platform, there are also amazing tips that can help you make a balanced decision on what certification test to take, and how to prepare for it. Above and beyond all this, the site also offers the tips on how to write your CV and boost your career potentials. Besides, it includes training courses on different IT exams. Some of the top certification courses you can access through this site include Microsoft, Cisco, VMware, Citrix, EC-Council, Oracle, PMI, CompTIA, ITIL, RedHat, Cisco,ISC, and Amazon.

Features of PrepAway

• Exam Dumps

PrepAway offers exam dumps to help the test takers evaluate their preparedness for the certification exam. It is an online resource platform that offers free IT test questions to help the candidates in the preparation process. Using braindumps provided on this site is a sure way to pass your test at your first attempt.

• Exam Simulator

An exam simulator is a computer-based program that is designed in a way that helps you take practice test questions in an actual exam setting. It can be described as a trial version of the real exam, where you have the opportunity to take answer the questions in a simulated real-life environment. Any exam simulator is designed to help you discover your strong and weak areas during your exam preparation, so that you can improve your skills and knowledge. It also helps you get familiar with the test pattern, so you can boost your confidence level about the exam.

• VCE Exam Simulator

VCE Exam Simulator is a test engine that is specially designed for the exam preparation. With the help of this software you can access any IT test questions of your choice and practice them as much as you’d like.

• VCE Files

This site offers exam dumps or tests with the .vce extension. This extension can only be used on devices that have the specific application that can open such documents. The software enables you to open, create, edit, and play any VCE files and go through the interactive practice tests. PrepAway is the right platform to practice such questions at the pace that you are comfortable with.

All the mentioned features are aimed at making your exam preparation seamless and simple enough. You can explore everything that is offered on PrepAway free of charge.

What Are Exam Dumps?

Exam dumps are testing engines or files that come with real test questions and answers. They are created to help the test takers practice the certification materials. There are many online pages that offer IT exam dumps, and one of the best among them is PrepawayCourse. This platform offers up-to-date exam questions and answers on various IT certifications. It is impossible to ignore the fact that braindumps are a very important part of the test preparation process. They are designed to help the exam takers go through an extensive study over a short period of time, so that they can attempt the exam with confidence and pass it with good scores. For those professionals who are too busy to go through a comprehensive reading of resource materials, braindumps help reduce the duration of the exam preparation,as they only have to study the most relevant questions and answers.

Top Reasons to Use PrepAway

Using PrepAway saves you time and money as the resources provided here are easy to understand and available for free. The platform helps streamline your preparation focus, so that you don’t bother with all the irrelevant parts of the study process. With braindumps offered on the site, your preparation time is reduced even further because you are presented with the exam questions during your practice that are very identical to what you will come across during the real exam. In addition to this, PrepAway guarantees that you will write your exam with confidence, pass it with excellent grades, and make your credential a reality.

Conclusion

PrepAway is an excellent site to use for your exam preparation. Everything you need to pass your test with excellent scores is available on this platform. You don’t have to go through a tedious exam preparation. With the right resources from PrepAway, you can make your study as brief as possible. Interestingly, the resources of the site can be accessed for free, without any restrictions. Whatever certification exam you want to write, the platform definitely has the right tools you need to prepare for anything the test may throw at you.

The post PrepAway: Improve Your Chances of Passing IT Exams appeared first on FreeKaaMaal Blog.

What if I say that making Payment at your local store is going to be as easy as to text your friend, that too from an app you use the most! Yes, you read it right. Soon Whatsapp is going to launch the payment feature on its platform.

According to the source, this feature of digital payment will go live on Whatsapp from the end of February.Earlier there were some reports of adding this feature on WhatsApp in December 2017, but it did not happen due to some reasons.But, now users will be able to use this digital payment method from next month.

Whatsapp digital payment method:-

online payment feature of Whatsapp is going to be live at the end of this month. We have the news that the product (Whatsapp digital payment method) is in its final stage of testing(End User testing).

A source from the development of the feature told Economic Times, the feature is in beta testing (end customer testing).

He said, “The platform is in beta stage, with one of its partner banks, and we expect the product to go live for consumers by the end of the February, depending on how the trial works out.”

Making a payment method as simple as a text message is not an easy task, Lots of encryptions are applied to save the consumer’s data from hackers.So, this could be the reason that this feature was not launched in December 2017.

Let me tell you that Whatsapp had received the Indian government’s approval to integrate UPI, to their payment system back in July 2017 and Whatsapp is in the process to integrate its Unified payment interface platform (UPI) with other famous Indian Banks like SBI, HDFC, Axis Bank etc.UPI will let you use your different bank accounts from a single app.

 

 

The central government has allowed integrating the UPI in many E-wallets and payment methods like Paytm, Google Tez etc. Even BHIM which is government’s own digital payment app has UPI integration.

Whatsapp has already announced and tested the feature with MakeMyTrip and BookmyShow in India.With this feature, Whatsapp is aiming to connect the small businesses to their potential customers easily in terms of making payments.According to report, this feature will also help customers, to get the information about the store, Address, contact details and website of the store.

Digital payment method is growing in India and after demonetization, people are accepting it and making the payments using different applications for the same pacificdreamscapes.com. So, launching this online payment feature will be beneficial for Whatsapp and people will accept it soon.

Highlights of Digital payment Feature Of Whatsapp:-

Although there are apps available which provide digital payment and the even Indian government has its own application for the same.Recently Hike introduced the same feature of cashless payment and did 10 million transactions in the month of June, which is a big number.

Since whats app is more popular than any other application, so I think people will accept this feature soon on this application other than Hike, paytm etc.

The post Whatsapp to launch Digital payment in India appeared first on FreeKaaMaal Blog.

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After Airtel launched India’s first payments bank on 12th Jan, The department of Indian Post followed it’s footsteps quckly by launching India Post Payments Bank . Unlike Airtel IPPB is 100% Indian Government owned public limited company under the department of the posts which aims to open around 650 new branches in postal district headquarters . IPPB launched it’s pilot operations in Raipur and Ranchi on experimental basis .  This made it second in the payment bank entrants in India . APB and IPPB differs a bit when it comes to the offerings and services provided to the customers .

However let’s understand what a payment bank is for those who are new to the term .

    A Payment Bank

With Airtel already offering 7.5% interest rates , it would a tough job for IPPB to stack up against APB . Let’s understand the charges levied and interest rates offered by both the payments banks for rendering different services including deposits and withdrawals .

1. Types of Bank Accounts

2. Interest on Bank Accounts 

3. Debit Cards

4. Fund Transfers

Image Source 

Other services provided by IPPB that are not yet available with APB

Offers doorstep banking services to the customers at a minimum fee . Below are the door step services offered by Indian Postal Payment Banks

• Cash Withdrawl
• Cash Deposit
• Adhar to Adhar fund transfer
• Balance enquiry
• IPPB will also offer  current accounts and access to third party financial services like insurance, mutual funds, pension, credit products, and forex at a later stage .

Going by the offerings and services it won’t be easy to say which payment bank will get the lead as Paytm is still to enter to market only to make the competition tougher .

The post India Post Payments Bank vs Airtel Payments Bank appeared first on FreeKaaMaal Blog.